Heights Finance in Cordova, TN (formerly 1st Heritage Credit) offers personal loan options to fit your financial situation with loans up to $10,000 or more. From installment loans, auto loans, debt consolidation to secured and unsecured loans, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Heights Finance, Cordova location is excellent. Beverly ad Greg are so professional but caring. I would recommend this location for all of your financial needs. They really work with you for the most positive results.
KP
Kevin Phillips
Nov 7, 2025
5.0
The staff is very nice and willing to help the branch manager was amazing and the process was fast thanks
WB
Whitney Bolden
Oct 31, 2025
5.0
Mrs. Beverly was so sweet and helpful. From the phone call to the in person meet, she had the best energy. I was able to get everything done with no problems!
ER
Erica Russell
Oct 30, 2025
5.0
Love their service. Mr. Greg and Mrs. Beverly always make things go so smoothly.
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loans does Heights Finance in Cordova, TN offer?
Heights Finance offers installment loans, auto loans, debt consolidation, secured and unsecured personal loans with amounts up to $10,000 or more.
How can I apply for a loan at Heights Finance?
You can apply for a loan online, by phone, or by visiting the branch in person. The process is fast and easy, and representatives will help you find a loan that suits your needs.
What do I need to bring to apply for a loan?
Applicants should bring two sources of information for identity, residence, and income verification, such as government-issued IDs, proof of income, or bank statements.
Do I need good credit to get a loan at Heights Finance?
While good credit helps, Heights Finance bases decisions on multiple factors. You may still qualify even without stellar credit, so it's best to apply to find out.
What are the hours of operation for Heights Finance in Cordova?
Heights Finance is open Monday through Friday from 8:30 AM to 5:30 PM and closed on weekends.
How can I make payments on my Heights Finance loan?
Payments can be made online, through the mobile app, automated bank payments, by check, money order, or debit card. Contact your local branch for more options.
Is there parking available at the Heights Finance branch in Cordova?
Yes, onsite parking is available, and the branch has a wheelchair accessible entrance for customer convenience.
Are there other financial services or loan agencies near Heights Finance?
Yes, nearby financial services include First Heritage Credit, 1st Heritage Credit, Chase Bank, Cash Now, and Chase ATM, which can be helpful for additional banking or credit needs.
What nearby restaurants can I visit before or after my appointment at Heights Finance?
Several nearby dining options include El Porton, LasMargaritas, Huey's, Margaritas of Cordova, Burger King, and Rock'n Dough Pizza and Brewery, offering a variety of cuisines to enjoy.
What lifestyle and service amenities are located near Heights Finance?
Nearby amenities include Luxury Nails salon, Asia Foot Massage spa, Eternal Flame Tattoo Studio, 901 OPTICAL eyewear store, Supercuts hair salon, and Metro by T-Mobile for mobile needs.