Business Details
About
Loan AgencySouthern Management Corporation
Heights Finance in Cookeville, TN (formerly 1st Heritage Credit) offers personal loan options to fit your financial situation with loans up to $10,000 or more. From installment loans, auto loans, debt consolidation to secured and unsecured loans, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- On-site parkingAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
3.0
17 reviews
5 stars
8
4 stars0
3 stars
1
2 stars0
1 star
8
- M2MoonDancer The night light dragon 25Aug 11, 20235.0Great ladies up here in Cookeville tn. Thank you so much
- LTLauren TidenbergJul 24, 20221.0Literally called 5 times trying to make a payment & conviently she was always away..but wants to charge me late fees
- LMLarry MaukJan 26, 20211.0This place is pure BS. My payment is 1/3 my loan yet everytime I ask how much of payment goes toward principal I am told they can't see that info and that a manager will call me back with it and guess what.... NO CALL BACK. IMAGINE THAT! Of the last 3 payments I made (which is considerable) my balance barely lowers. I would stay away from here! I paid a huge chunk towards my balance at one time yet my payment stayed the same. How is that? I will say most of the staff have been nice enough but I would stay away! Also read ALL papers you sign. They knew I was in a hurry and they added 1.Road side service(for a loan really)? 2.Some kind of insurance(do not remember what is was). I did not ask for any of that. Also was supposed to be reimbursed for what I did pay for that and nothing. READ ALL PRINT!!
- CBCandy BrownDec 19, 20165.0Excellent service!! Friendly and humourous staff! Great people to deal with!! They helped me get a loan when other companies wouldn't!!!
Frequently Asked Questions About Heights Finance
What is an installment loan?
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loans does Heights Finance in Cookeville offer?
Heights Finance offers personal loans including installment loans, auto loans, debt consolidation, secured and unsecured loans with amounts up to $10,000 or more.
How can I apply for a loan at Heights Finance?
You can apply for a loan online, in a branch, or by phone. The process is fast and easy, and representatives will help you find options that fit your budget and needs.
What do I need to bring when applying for a loan?
You need two sources of information for identity, residence, and income verification, such as government-issued IDs, proof of income, and utility or bank statements.
Does Heights Finance require good credit to get a loan?
Good credit helps, but loan decisions are based on multiple factors, so you may qualify without stellar credit. The best way to find out is to apply.
What are the business hours for Heights Finance in Cookeville?
Heights Finance is open Monday through Friday from 8:30 AM to 5:30 PM and is closed on Saturdays and Sundays.
Is there wheelchair accessibility and parking available at Heights Finance?
Yes, Heights Finance has a wheelchair-accessible entrance and onsite parking available.
Can I make loan payments online or via phone?
Yes, payment options include online payments, mobile app, automated bank payments, check, money order, and debit card. Contact your local branch for more details.
Where is Heights Finance located in Cookeville?
Heights Finance is located at 145 E Spring St, Ste A, Cookeville, TN 38501.
What nearby places can help me get to Heights Finance?
Nearby places like 1st Heritage Credit and First Heritage Credit are local financial institutions close by, which might help orient you in the area. Additionally, Eclipse Real Estate Services and The Silver Fern art gallery are nearby landmarks.
What other services can I find near Heights Finance in Cookeville?
Nearby you can find beauty services like Blown Away Salon & Co. and Professional Images Salon, health coaching at Wild & Well Health Coaching, and insurance agencies like Matlock Insurance and Nationwide Insurance: Gaffney Insurance Agency & Financial Services LLC.
Are there any community or educational centers near Heights Finance?
Yes, the Center for Career Development at Tennessee Tech University and community services such as Life Recovery are nearby, offering resources you might find useful before or after visiting Heights Finance.