Business Details
About
Loan Agency
Heights Finance in Columbia, TN (formerly 1st Heritage Credit) offers personal loan options to fit your financial situation with loans up to $10,000 or more. From installment loans, auto loans, debt consolidation to secured and unsecured loans, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- On-site parkingAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
3.9
8 reviews
5 stars
5
4 stars
1
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1 star
2
- JCJacquelyn CranstonFeb 16, 20245.0The staff at First Heritage have always been extremely helpful and they are very nice. You also get free benefits when you take a loan out through them (free towing with the car club comes in VERY handy!). This is the sixth loan that I’ve taken out through them and I’ll come back here every time.
- RCR CampbellDec 7, 20231.0Sara from heritage in Columbia seemed to think it was funny when I requested some form of proof of a paid in full email or something to show my loan was paid in full. She said typically we don’t do that and continued to laugh. She then said she could mail something but it will take up to 21 days. I paid my loan off. I would like proof of that. I don’t think that’s much to ask and I think it’s very unprofessional that I was laughed at for requesting that. I’ll never do business with them again because of how she just treated me today.
- KVKatie VeeNov 17, 20175.0I really don't know where to start when trying to explain how wonderful this business (more specifically the people inside of it) is. Robert, Rachael, and Sara are such kind people who genuinely care about others. I have never been sad to pay off a loan in my life until being in debted to First Heritage haha! I am really going to miss seeing these three on a regular basis. Robert especially is a true one of a kind great man. He has a heart of gold and made certain I was taken care of. If you are looking for a bank to do business with, First Heritage should be your first stop. These people give everyone in the finance business a good name and I cannot thank them enough for being so good to me and my family. I love you guys!
Frequently Asked Questions About Heights Finance
What is an installment loan?
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loans does Heights Finance in Columbia, TN offer?
Heights Finance offers personal loans including installment loans, auto loans, debt consolidation, secured and unsecured loans, with amounts up to $10,000 or more.
How can I apply for a loan at Heights Finance?
You can apply online, by phone, or in person at a branch. The friendly representatives are available to help with loan options to fit your needs.
What do I need to bring to apply for a loan?
Bring two sources of information for identity, residence, and income verification, such as government-issued IDs, proof of income, utility or bank statements.
Do I need good credit to qualify for a loan at Heights Finance?
Good credit helps, but decisions are based on multiple factors; you may not need stellar credit to receive a loan. The best way to find out is to apply today.
What are the branch hours for Heights Finance in Columbia, TN?
The branch is open Monday through Friday from 8:30 AM to 5:30 PM and closed on Saturdays and Sundays.
Does Heights Finance have wheelchair accessible entrance and onsite parking?
Yes, Heights Finance has a wheelchair accessible entrance and onsite parking available for customers.
Can I make loan payments online or through an app?
Yes, payment options include online, mobile app, automated bank payments, checks, money orders, and debit card payments. Contact your local branch for details.
Is there a Heights Finance branch near me?
Heights Finance has over 350 branches in multiple states including Tennessee, with a location at 208 West 5th St, Ste B in Columbia, TN.
What nearby places can I visit when I'm at Heights Finance in Columbia?
Nearby you can visit Veronica's Hair Salon for beauty needs, Glow up styles boutique for women's clothing, and Sunoco gas station and convenience store for quick stops.
How can nearby financial and legal services complement my visit to Heights Finance?
Nearby services like First Heritage Credit, Reliant Bank, Regions Bank, and legal offices such as Podis and Podis can assist with financial advising, banking needs, or legal consultation alongside your loan services.