Business Details
About
Loan AgencyInvestment ServiceRepublic Finance
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Details
- Onsite servicesAvailable
Location
Hours
Reviews
3.8
19 reviews
5 stars
13
4 stars0
3 stars0
2 stars
1
1 star
5
- RRRobin RhodesNov 24, 20255.0Everyone was so friendly and helped when I had a problem!!
- JSJohn SullivanFeb 4, 20255.0great team !!
- PGPamela GarciaJan 15, 20255.0They are very helpful. They communicate from the beginning of applying for the loan and they keep in touch with you for any questions or concerns in regards to your loan and when you walk into the office, they’re very friendly and professional
- SLStephan LambertSep 12, 20171.0Crooks is all I have to say. Not that I've used them or ever will but I did receive their junk mail. 73.09% interest rate, you're out of your mind and I don't know how you sleep at night. I realise some people don't have good credit or credit at all but I do have great credit and for them to send me junk saying good news because if your credit we're giving you X amount at 73.09% interest is ridiculous. I got 3% interest on my last car I bought.
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of loans does Republic Finance offer?
Republic Finance offers a range of personal loans including bill consolidation, home improvement, vacation, car purchase, car repair, emergency, holiday, and K-12 school loans.
How does pre-qualification for a loan at Republic Finance work?
Pre-qualification provides an estimate of loan terms you may qualify for based on your credit and provided information, but final approval requires a full loan application.
Is a loan check received from Republic Finance real?
Yes, a loan check is a pre-approved loan offer from Republic Finance and is genuine.
What is the difference between interest rate and APR at Republic Finance?
The interest rate covers only the cost of borrowing money, while APR includes the interest rate plus any additional fees expressed as a percentage rate, usually making APR higher.
What does refinancing a loan at Republic Finance mean?
Refinancing replaces your existing loan with a new loan that may have different interest rates, terms, and repayment schedule, including the remaining balance and any agreed fees.
How quickly can I receive funds after approval from Republic Finance?
If eligible for electronic funding, funds are deposited within 1-2 business days; if closing at a Republic Finance office, funds are given the same day via paper check.
What are the operating hours of the Republic Finance Clarksville, TN location?
The Clarksville location is open Monday through Friday from 8:00 AM to 5:00 PM and is closed on weekends and certain holidays.
What nearby services can I visit when at Republic Finance on Wilma Rudolph Blvd?
Nearby you can visit H&R Block for tax and financial services, 1989 Nails for beauty treatments, and Lasaters Coffee & Tea for refreshments.
How can nearby car rental services like Hertz complement my visit to Republic Finance?
If you need transportation in Clarksville, Hertz car rental near Republic Finance offers convenient vehicle rental options to assist your mobility.
Are there nearby real estate agencies around Republic Finance in Clarksville?
Yes, agencies such as Conroy, Marable and Holleman, Spencer Hodgkin - Coldwell Banker, and Agape Homes Tennessee are nearby for real estate services.