Heights Finance in Chattanooga, TN offers personal loan options to fit your financial situation with loans up to $10,000. From installment loans and auto loans to debt consolidation, our friendly representatives are here to help. Apply online, in a branch or by phone today!
I WAS DEEPLY APPRECIATIVE TO ALL THE HELPS THAT I RECEIVED.THANKS AGSIN ASHLAND TERRACE LOCATION HOORAY!!!!
SB
Samuel Bowling
Aug 29, 2025
5.0
Krista is awesome. She helped me with my loan and renewed my life. I met Rekia when I came there and she and Krista are a great team. Truly life transforming help and such a blessing. Thanks Heights Finance and family. God Bless!
MR
martin reynolds
Aug 28, 2025
5.0
Krystina and Rekia helped and and were very good at helping with a consolidation loan
MJ
Mrs. Jonas
Jul 2, 2025
1.0
One lady got my hopes up claiming I was approved, said I had a nice credit score(I don’t lol) and told me I needed to send about 20 different papers for her “DM” to look at and then *he* would let her know. I was super excited and she said she’d call me back. She didn’t. I call this morning and a woman answers who was apparently the manager. I was denied after scrambling for all that paperwork(who keeps printed bills and letters for 10+ years ago?) and I’m stuck with a hard inquiry on my credit for two years. At least call instead of having someone wait around. Some ppl really need money and the time you make them wait is crucial. Seems like they only accept certain type of ppl in a certain financial bracket. Whatever.
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loans does Heights Finance offer in Chattanooga, TN?
Heights Finance offers personal loans including installment loans, auto loans, and debt consolidation loans with amounts up to $10,000.
How can I apply for a loan at Heights Finance?
You can apply online, by phone, or by visiting a Heights Finance branch in person.
What do I need to bring when applying for a loan?
Please bring two sources of information for identity, residence, and income verification such as government-issued IDs, proof of income, or utility statements.
Are appointments required to visit Heights Finance?
No, appointments are not required to visit Heights Finance.
What are the business hours for Heights Finance in Chattanooga?
Heights Finance is open Monday through Friday from 8:30 AM to 5:30 PM and closed on weekends.
Is there wheelchair access and parking available at Heights Finance?
Yes, the location has a wheelchair accessible entrance and onsite parking.
Can I make loan payments online or through other methods?
Payments can be made online, via mobile app, automated bank payments, check, money order, or debit card by contacting your local branch.
What nearby places can I visit before or after my loan appointment?
Nearby places include Ming Ming Nail Spa, Lisa Le Hair Stylist, and Plant Power Eatery; perfect for beauty treatments or dining.
Are there fitness options near Heights Finance in Chattanooga?
Yes, you can visit JIGY Monica’s Zumba Fitness Studio, Sasabodies gym, or Zumba with Jigy nearby for workout sessions.
Where can I find pet grooming services close to Heights Finance?
Pick of The Litter Grooming Salon is a nearby pet grooming service you can visit conveniently.