Heights Finance in Chattanooga, TN offers personal loan options to fit your financial situation with loans up to $10,000. From installment loans and auto loans to debt consolidation, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Best place to do business. Got approved fast and quick. Natalie was on top of it when handling my application.
SB
Sandra Brookshire
Aug 14, 2025
5.0
Great friendly people. Very easy to work with
TT
TRACIE Bates TN-CHATTANOOGA
Aug 13, 2025
1.0
Don't use them if you don't have good credit they will preapprove and then they will deny the application.
YS
Yesenia Santillano
Jul 28, 2025
5.0
Heidi was a gem.
JF
Jane Flores
Jul 20, 2025
5.0
Well I started off with quick credit. Then it went to heights finance. When I went to pay my bill. The numbers are called were closed. So I had to look it up go in download everything e signed it which I wasn't ready for. It was new to me cuz I had never went through anything like that. But I had to sign in all these estatements. Which I recommend anybody old like me that don't know much about computers needs to wait and call them. Yes I'm stressed to say the least but my own fault. Just seems like technology is getting harder and harder for me.
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of personal loans does Heights Finance in Chattanooga offer?
Heights Finance offers installment loans, auto loans, debt consolidation loans, unsecured and secured personal loans, emergency loans, and loan refinancing options.
How can I apply for a loan at Heights Finance?
You can apply for a loan online, by phone, or in person at a Heights Finance branch in Chattanooga.
What do I need to bring to apply for a loan?
Applicants should bring two sources of information to verify identity, residence, and income, such as government-issued IDs, proof of income, or utility statements.
Do I need good credit to qualify for a loan?
While good credit helps, Heights Finance evaluates multiple factors, so excellent credit is not always required to qualify.
What are the branch hours for Heights Finance in Chattanooga?
Heights Finance is open Monday through Friday from 8:30 AM to 5:30 PM, and closed on weekends.
Is Heights Finance wheelchair accessible?
Yes, Heights Finance has a wheelchair accessible entrance and offers onsite services.
Are there payment options available for Heights Finance loans?
Payments can be made online, via mobile app, automated bank payments, check, money order, or debit card. Contact your local branch for more details.
Which nearby places can I visit before or after my visit to Heights Finance?
Nearby places include Audibel Hearing Aid Center for audiology services, Chicken-w-Bones restaurant for dining, and Full Steam CrossFit gym for fitness activities.
How can nearby financial services like 1st Heritage Credit and First Heritage Credit help me in conjunction with Heights Finance?
These nearby financial institutions provide additional banking and credit services, which you can explore alongside Heights Finance's loan offerings to meet all your financial needs.
What nearby businesses can help me after getting a loan at Heights Finance?
Nearby businesses such as Pattersons Home Appliances and OrangeRhino Concrete Coatings can assist with home improvements, while GEICO Insurance Agent and Shelter Insurance offer insurance services.