Heights Finance in Brownsville, TN (formerly 1st Heritage Credit) offers personal loan options to fit your financial situation with loans up to $10,000 or more. From installment loans, auto loans, debt consolidation to secured and unsecured loans, our friendly representatives are here to help. Apply online, in a branch or by phone today!
The ladies here are absolutely great! They help me all the time and just love them, Teresa is the greatest of all times ! G.O.A.T.
And Ms Kim the branch manager is always there to help
JL
Jayme Lyn
Jun 19, 2025
5.0
Very understandable company and always there when you need them
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of personal loans does Heights Finance in Brownsville offer?
Heights Finance offers installment loans, auto loans, debt consolidation, secured and unsecured loans with amounts up to $10,000 or more.
How can I apply for a loan at Heights Finance?
You can apply online on their website, visit the branch at 233 E Main St, Brownsville, TN, or apply by phone through their main phone number +1 731-772-8979.
What documents are required when applying for a loan?
You need to bring two sources of information to verify identity, residence, and income, such as a government-issued ID, proof of income, or utility and bank statements.
Does Heights Finance require good credit to approve a loan?
Good credit helps but is not always required. Decisions are based on multiple factors. The best way to find out if you qualify is to apply.
What are the branch hours for Heights Finance in Brownsville?
The branch is open Monday through Friday from 8:30 AM to 5:30 PM and closed on Saturdays and Sundays.
Is there accessible parking and entrance at the Heights Finance branch?
Yes, the branch has onsite parking and a wheelchair-accessible entrance for customer convenience.
Can I make loan payments online or in person at Heights Finance?
Payments can be made online, via mobile app, automated bank payments, by check, money order, or debit card at the local branch.
What nearby stores can I visit after my appointment at Heights Finance?
Nearby you have Sherwin-Williams hardware store, Dollar Tree for discount shopping, and Hibbett Sports for sporting goods and apparel.
Are there dining options close to Heights Finance in Brownsville?
Yes, nearby dining options include Baskin Donuts for snacks, Burger King and Sonic Drive-In for fast food, and Kemmes Kitchen offering African cuisine.
What community services or places of worship are near Heights Finance?
Nearby community services include Big Brothers Of Brownsville and Haywood County TN Branch of NAACP. Places of worship include First United Methodist Church, First Holiness Church, and First Baptist Church.