Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers a variety of personal loans including auto-secured loans, bill consolidation loans, emergency loans, holiday loans, home improvement loans, K-12 school loans, vacation loans, and personal loans.

Pre-qualification provides an estimate of loan terms you may qualify for based on your credit and provided information. Final approval and loan terms depend on completing a full loan application.

If you qualify for electronic funding, funds are deposited within 1-2 business days. Closing a loan at the Republic Finance office in Bartlett results in receiving funds the same day via paper check.

Republic Finance in Bartlett is open Monday through Friday from 8:00 AM to 5:00 PM and closed on Saturdays and Sundays. It is also closed on holidays like November 27 and December 25, 2025.

Republic Finance is located at 3135 Kirby Whitten Rd, Ste 101, Bartlett, TN 38134, USA.

If you miss a payment, you may be charged a late fee. Contact your local Republic Finance branch or review your loan documents for details on late charges.

Yes, nearby places include Valley Skin Health spa, Amazing Hands Day Spa for massage therapy, and Premier Hair Studio for beauty services.

Yes, Republic Finance is near several medical providers such as Bartlett Dental Associates, Memphis Surgical Specialists, and multiple doctors including Dr. Charles Woodall and Dr. Kenny Wong, which can be convenient for health appointments and financial needs in one area.

Nearby dining includes Pepe’s Tacos To Go for Mexican food, Wings USA offering American cuisine, and Crumpy's Hot Wings for barbecue lovers.

Yes, Republic Finance provides onsite services where customers can visit the branch for loan assistance and other financial services.