Heights Finance in Athens, TN offers personal loan options to fit your financial situation with loans up to $10,000. From installment loans and auto loans to debt consolidation, our friendly representatives are here to help. Apply online, in a branch or by phone today!
I would highly recommend Heights Finance. We needed a loan to do electrical repairs. Ashley was very kind, friendly and knowledgeable. The loan process was fast. Thank you much
JP
Jane Phillips
Jul 28, 2025
5.0
Ashley was very professional and patient as she walked me through the process of getting a loan. I appreciate her help and will recommend the service to anyone who needs it.
KD
kristie daniels
Jul 24, 2025
5.0
They are great to work with! Ashley is always so kind, always takes time to talk for a minute! Definitely recommend them if you need a loan, especially if your credit needs some work like mine!
CS
Catherine Sharp
Jul 10, 2025
5.0
Very good experience.very nice and informative workers.
BM
Becky M
Jul 2, 2025
5.0
Always a good experience. Ashley and Emily are great!
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loans does Heights Finance in Athens, TN offer?
Heights Finance offers personal loans including installment loans, auto loans, and debt consolidation loans with amounts up to $10,000.
How can I apply for a loan at Heights Finance?
You can apply online, by phone, or visit the Athens branch at 311 North Congress Pkwy, Suite 400 to apply in person.
What do I need to bring when applying for a loan?
You need to bring two sources of information for identity, residence, and income verification such as government-issued IDs, proof of income, or utility statements.
Do I need good credit to qualify for a loan?
Good credit helps, but loan decisions are based on multiple factors. You may still qualify without stellar credit by applying.
What are the Heights Finance branch hours in Athens?
The branch is open Monday to Friday from 8:30 AM to 5:30 PM and closed on weekends.
Is the Heights Finance Athens branch wheelchair accessible and does it have parking?
Yes, the branch has a wheelchair accessible entrance and onsite parking available.
Can I make loan payments online or by other methods?
Payments can be made online, through the mobile app, automated bank payments, by check, money order, or debit card through your local branch.
What nearby places can I visit before or after my visit to Heights Finance in Athens?
Nearby you can visit Laundry Depot for dry cleaning, Happy Nails salon for beauty services, or Browns Top Shop for clothing purchases.
Are there healthcare services near Heights Finance Athens?
Yes, nearby healthcare providers include King Audiology and BenchMark Physical Therapy for therapy and audiology services.
What community services and professional agencies are near Heights Finance Athens?
Nearby you can find McMinn-Meigs Association of Baptists, HR Sources & Solutions Athens employment agency, and Southeast Tennessee Career Center for professional services and community support.