Business Details
About
Loan Agency
easyfinancial in Saskatoon provides a better option to expensive payday lenders. If you've been turned down by the bank, we will help you get the personal loan you need. Fast, convenient access to cash when others won't approve.
Location
Hours
Reviews
4.8
262 reviews
5 stars
239
4 stars
11
3 stars2
2 stars0
1 star
10
- LLLloyd LivingstonDec 6, 20225.0That was fast, and awesome service Thank You Perla.
- CBchantara blairApr 23, 20225.0Got me approved when other places couldn’t! Kim was wonderful to deal with and super efficient at what she does. Super happy with the experience.
Frequently Asked Questions About easyfinancial Services
What is the difference between a Personal Loan and a Home Equity Loan?
A Personal Loan allows you to access funds without having to provide any collateral to secure the loan against. easyfinancial Personal Loans have rates starting at 29.99% and loan amounts up to $20,000 with no fees or pre-payment penalties. A Home Equity Loan requires you to secure your loan with collateral such as a home. By securing your loan, you can access higher loan amounts up to $75,000 and lower rates as low as 14.99%.
What documents are needed to get an approval for a Personal Loan?
We require the following documents: 1. Two most recent pay stubs 2. Last 90 days of banking information 3. 1 recent bill addressed to your current home 4. A piece of non-expired government photo ID
What are the minimum requirements needed to qualify for a loan?
The minimum requirements to qualify for a loan are: 1. Age – depending on the province, the minimum age is either 18 or 19. 2. Employment Status - Your employment status must be full-time, part-time, self-employed, seasonal, maternity leave, retired (pension), or disabled. A customer’s employment status cannot be social assistance (i.e. welfare) or unemployed (EI) (unless the EI income is a result of maternity leave or a seasonal layoff). 3. Residency status - A customer must be a Citizen of Canada or a Resident of Canada whose status is Permanent Resident, Work Permit, or Foreign Student for at least 6 months. A customer whose Residency Status is Visitor or Other is not eligible for a loan. 4. Minimum Income - A customer must have a minimum monthly net income of $1,200 of which $1,000 must be full-time, part-time, self-employed, disability or pension.
What types of loans does easyfinancial Services in Saskatoon offer?
easyfinancial Services offers various loans including personal loans, home equity loans, car loans, installment loans, and small business loans.
What are the minimum requirements to qualify for a loan at easyfinancial?
To qualify, you must meet age requirements (18 or 19 depending on province), have acceptable employment status, be a Canadian citizen or resident for at least 6 months, and have a minimum monthly net income of $1,200 with at least $1,000 from certain accepted sources.
What documents do I need to apply for a personal loan at easyfinancial?
You need two recent pay stubs, 90 days of banking information, a recent bill with your current address, and a valid government photo ID.
How does a Personal Loan differ from a Home Equity Loan at easyfinancial?
Personal Loans do not require collateral and have rates starting at 29.99%, with loan amounts up to $20,000, while Home Equity Loans require collateral such as a home, offering higher amounts up to $75,000 and lower rates starting at 14.99%.
What are the operating hours of easyfinancial Services in Saskatoon?
They are open Monday to Friday from 10:00 AM to 7:00 PM, Saturdays from 9:00 AM to 5:00 PM, and closed on Sundays.
Where is easyfinancial Services located in Saskatoon?
It is located at 2410 22nd Street West, Unit 5B, Saskatoon, SK, S7M 5S6, Canada.
What nearby places can I visit when I come to easyfinancial Services on 22nd Street West?
You can visit local eateries like Prairie peri peri chicken Ltd, YXE Burgers & Pizzas, and Cheesetoast Restaurant, as well as grocery stores like No Frills and Shane & Tina's No Frills nearby.
Are there other financial services near easyfinancial Services that might be useful?
Yes, nearby financial services include Western Union for currency exchange and money transfers, Scotiabank for banking needs, and Money Mart for check cashing and payday loans.
What local amenities can I find close to easyfinancial Services to make my visit more convenient?
Nearby amenities include Pharmaprix and Shoppers Drug Mart for pharmacy needs, Canada Post for mailing services, and Westland Insurance for insurance solutions.
Does easyfinancial offer any financial education or wellness services?
Yes, they provide Financial Education, Personal Finance Tips, Financial Wellness Training, Credit Optimizer, Home & Auto Benefit Plan, and Loan Protection Plan.