Heights Finance in West Columbia, SC offers personal loan options to fit your financial situation with loans up to $10,000. From installment loans and auto loans to debt consolidation, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Matt and Melissa are one heck of a team. Best people to work with.
SB
Sherry Beasley
Sep 26, 2025
5.0
The staff is wonderful, especially Melissa, who has helped me countless times. The folks at Height in West Columbia are professional, helpful, and very easy to work with. I recommend them highly
MM
Maurice Moore
Aug 30, 2025
5.0
Smooth and easy loan process. Exceptional customer service. Highly recommended!!
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of personal loans does Heights Finance offer in West Columbia, SC?
Heights Finance offers installment loans, auto loans, debt consolidation loans, and other personal loan options up to $10,000 to fit various financial situations.
How can I apply for a loan at Heights Finance?
You can apply for a loan online, by phone, or by visiting the branch in West Columbia, SC. Their representatives will help you find loan options that suit your needs.
What do I need to bring when applying for a loan?
Applicants should bring two sources of information for identity, residence, and income verification, such as government-issued IDs, proof of income, utility bills, or bank statements.
Do I need good credit to qualify for a loan with Heights Finance?
While good credit helps, loans are approved based on multiple factors and you may still qualify without stellar credit. The best way to know is to apply.
What are Heights Finance's hours of operation in West Columbia?
Heights Finance is open Monday through Friday from 8:30 AM to 5:30 PM and closed on Saturdays and Sundays.
Is there parking available at the Heights Finance branch?
Yes, the West Columbia branch has onsite parking and a wheelchair-accessible entrance for customer convenience.
Are appointments required to visit the Heights Finance branch?
No appointment is required; you can visit the branch during business hours without an appointment.
What nearby places can I visit before or after my loan appointment at Heights Finance?
Nearby places include Domino's Pizza and McAlister's Deli for dining, and Planet Fitness if you want to exercise before or after your visit.
Is there a convenient place to get a coffee near Heights Finance?
Yes, Starbucks is located nearby, where you can enjoy coffee or a snack before or after your visit to Heights Finance.
Where can I handle other financial services near Heights Finance?
First Heritage Credit is close by, offering services like mortgage brokerage and other financial products that might complement your loan needs.