Business Details
About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
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- Onsite servicesAvailable
Location
Hours
Reviews
5.0
5 reviews
5 stars
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- TJTinika JohnsonOct 10, 20255.0No matter what you're going thru they show you that they are there for you.
- RSRomeal SpikesApr 28, 20255.0Very professional and the customer service is on point!!!
- RCRicky CarterMay 30, 20245.0Very friendly people they try hard to get what you need to help you out they call to see if you're OK are need anything I'll be back
- AWAlfred WilsonJun 2, 20215.0The women of Republic Finance are Awesome!!! Ms Che was a god send and really had my stuff together. The ladies work great and made my experience something memorable, as other companies need to emulate. Definitely recommend!!!
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of loans does Republic Finance offer in Sumter, SC?
Republic Finance offers personal loans including auto-secured loans, bill consolidation loans, emergency loans, holiday loans, home improvement loans, K-12 school loans, vacation loans, and personal loans.
How long does it take to receive funds after loan approval at Republic Finance in Sumter?
If you qualify for electronic funding, funds are deposited within 1-2 business days; for in-office closings, funds are given the same day via paper check.
What is the difference between pre-qualifying for a loan and applying for a loan at Republic Finance?
Pre-qualification provides an estimate of loan terms based on your credit and information you provide, whereas final loan approval and terms require completing a full application.
What are Republic Finance's hours of operation in Sumter, SC?
Republic Finance is open Monday through Friday from 8:30 AM to 5:30 PM and is closed on Saturdays and Sundays.
What should I do if I miss a payment on my loan with Republic Finance?
You may be charged a late fee if you miss a payment. Contact your local branch or consult your loan documents for specific late charge details.
Where is Republic Finance located in Sumter, SC?
Republic Finance is located at 554 South Pike West Road, Sumter, SC 29150.
What nearby services can customers visit before or after a loan appointment at Republic Finance?
Customers can visit nearby places such as F & D Beauty Salon for beauty and spa services or Batteries Plus for electronics and battery needs.
Are there any nearby churches close to Republic Finance in Sumter?
Yes, nearby churches include Community Church Of Praise, Oasis Church - Sumter, Sumter Bible Church, and Wise Drive Church of the Nazarene, which may be convenient for customers combining visits.
What recreational or community spots are near Republic Finance in Sumter?
Nearby, customers can find BarkPark, a dog park that also serves as a local gathering spot, and the Sumter, South Carolina Combat Veterans Group for community engagement.
Does Republic Finance offer onsite services at their Sumter, SC location?
Yes, Republic Finance provides onsite services at their Sumter location to assist customers directly at the branch.