When you bank with United Community, you'll enjoy convenient access to your personal or business accounts at any of our branches, online or through our mobile app. Open an account, apply for a loan or get sound financial advice from our advisory services. We're in it together, for good.
Mrs. Kerri O'Baker was a pleasure to work with and assisted me in this matter. She provided me with spot on information needed for me to make my decision that much better. Thank you Mrs. O'Baker for a positive experience during this process.
DP
Damon Pendergrass
May 8, 2025
5.0
It's always nice to visit the people here very nice and knowledgeable
WG
Will Gaissert
Feb 8, 2024
5.0
Great service
DD
Daniel Driscoll
Feb 7, 2024
5.0
Standard deposit. Employees at United Community are always pleasant and helpful.
What types of checking accounts does United Community offer?
We offer personal and business checking accounts with features like online banking, mobile deposits, and no monthly fees on select accounts. Visit your local branch to find the best fit for your needs.
How do I open a savings account at this branch?
You can open a savings account online or in person. Our team will help you choose between regular savings, money market accounts, and CDs based on your goals.
What do I need to bring to open a checking account?
Please bring a valid photo ID and your Social Security number. Business customers should also bring business formation documents.
Can I apply for a mortgage at this branch?
Yes! Our mortgage specialists are available to guide you through the application process and help you find the right loan for your home purchase or refinance.
What is a HELOC and how do I apply?
A Home Equity Line of Credit (HELOC) lets you borrow against your home’s equity. To apply, fill out the form at ucbi.com/home-equity or meet with a banker at this branch.
Do you offer small business loans?
Absolutely. We provide a variety of business loan solutions including SBA loans, equipment financing, and lines of credit tailored to small business needs. Schedule a consultation with a business banker today.
How do I enroll in online banking?
You can enroll through our website or mobile app. If you need help, our branch staff can walk you through the process.
Can I deposit checks using my phone?
Yes! Use our mobile banking app to deposit checks anytime, anywhere. It’s fast, secure, and easy to use.
What services are available at this branch?
This location offers personal and business banking, mortgage assistance, loan consultations, financial advisor services, and more. Walk-ins are welcome, or you can schedule an appointment.
What are the regular business hours for United Community on weekdays?
United Community is open from 8:30 AM to 5:00 PM Monday through Friday.
Is United Community open on weekends?
No, United Community is closed on Saturdays and Sundays.
Does United Community have drive-through banking services?
Yes, United Community offers drive-through banking services Monday through Friday from 8:30 AM to 5:00 PM.
Are there any holiday closures or special hours I should be aware of when visiting United Community?
United Community is closed on November 11, November 27, and December 25, 2025. On December 24, 2025, it is open from 8:00 AM to 12:00 PM.
What payment methods does United Community accept?
United Community accepts cash, check, financing, MasterCard, Visa, and Zelle as payment options.
Does United Community provide wheelchair accessible services?
Yes, United Community has wheelchair accessible entrances and parking to accommodate all customers.
Can I schedule an appointment online with United Community?
While United Community does not require appointments, you can schedule one online if you prefer, using their appointment widget on http://ucbi.com/schedule.
What kinds of services does United Community offer?
United Community offers personal and business banking, loan applications, and financial advisory services.
What real estate agencies are located near United Community in Summerville?
Nearby real estate agencies include Jeff Koenig with Realty ONE Group Coastal, The Stuart Realty Group, Chris Bellinder REALTOR, and Jennifer Kunda of Mainstreet Properties.
How can nearby real estate agents assist customers visiting United Community?
Customers visiting United Community can consult nearby real estate agents like Melissa Pugh or Clark Team from Realty ONE Group Coastal for real estate services and property advice, making it convenient to handle banking and home buying in one area.
Are there any property management services near United Community?
Yes, ROG Coastal Property Management is located nearby and can assist customers with property management needs.