Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers a variety of personal loans including bill consolidation, home improvement, vacation, car purchase and repair, emergency, holiday, K-12 school, and auto-secured loans.

Pre-qualification provides an estimate of loan terms you may qualify for based on your credit and information provided. Final approval requires a full loan application.

Yes, the loan check is a real pre-approved loan offer from Republic Finance.

The interest rate is the percentage charged on borrowed money excluding fees. APR includes the interest rate plus any fees like origination, closing, and documentation fees, expressed as a percentage.

Refinancing replaces your existing loan with a new loan that may have a different interest rate, terms, and repayment timeline, including the balance of your old loan and any fees or insurance products.

If you qualify for electronic funding, funds are deposited within 1-2 business days; if you close the loan at a physical office, you will get a paper check the same day.

The largest loan amount for online pre-qualification is $10,000, although actual approval amounts vary by state and income.

You may be charged a late fee if payments are late. Contact your local branch or review your loan documents for specific late charge details.

The branch is located at 9730 Dorchester Rd, Unit 205, Summerville, SC 29485.

Nearby places include Bitstop Bitcoin ATM for quick cash access, Charleston Sports Pub and City Vibes Bar & Lounge if you want to grab a meal or drink after your visit, and Elite Dance Project, an art and dance school to explore local classes and events.