When you bank with United Community, you'll enjoy convenient access to your personal or business accounts at any of our branches, online or through our mobile app. Open an account, apply for a loan or get sound financial advice from our advisory services. We're in it together, for good.
My experience is solely with the loan/mortgage process. Unfortunately, my experience was disappointing. As the seller, communication from Jason was a consistent issue — responses were slow and often required multiple follow-ups, primarily from our realtor. Throughout the process, it frequently felt like little progress was being made unless our realtor reached out, and there were long stretches with no updates or visible work being done on the buyer’s loan. The financing process took nearly two months to complete, far longer than expected, with minimal explanation for the delays. Overall, the lack of responsiveness and urgency made it seem like the loan was not actively being worked on or treated as a priority. While the transaction was eventually completed, I would recommend others proceed with caution, especially if timely progress and proactive communication are important.
SH
Shari Hicks
Aug 1, 2025
3.0
I haven't been able to get into my bank accounts with money in them I haven't been able to get a hold of anyone who isn't asking me 21 questions and it them all wrong whatever happens to just putting your card number in?!
CH
Cathy Harris
Apr 25, 2024
5.0
It's always a pleasure doing business at UCB everyone is so nice and friendly from the time you enter the door and until you leave. I would reccomend UBC to all of my family and friends.
JH
John Hamby
Feb 9, 2024
5.0
Was excellent. Amy Brock went above and beyond for us.
CP
C Parris
Sep 6, 2019
5.0
Best bank in my humble opinion. They treat you like family. Always are pleasant and are all around good people. Wouldn't bank anywhere else.
What types of checking accounts does United Community offer?
We offer personal and business checking accounts with features like online banking, mobile deposits, and no monthly fees on select accounts. Visit your local branch to find the best fit for your needs.
How do I open a savings account at this branch?
You can open a savings account online or in person. Our team will help you choose between regular savings, money market accounts, and CDs based on your goals.
What do I need to bring to open a checking account?
Please bring a valid photo ID and your Social Security number. Business customers should also bring business formation documents.
Can I apply for a mortgage at this branch?
Yes! Our mortgage specialists are available to guide you through the application process and help you find the right loan for your home purchase or refinance.
What is a HELOC and how do I apply?
A Home Equity Line of Credit (HELOC) lets you borrow against your home’s equity. To apply, fill out the form at ucbi.com/home-equity or meet with a banker at this branch.
Do you offer small business loans?
Absolutely. We provide a variety of business loan solutions including SBA loans, equipment financing, and lines of credit tailored to small business needs. Schedule a consultation with a business banker today.
How do I enroll in online banking?
You can enroll through our website or mobile app. If you need help, our branch staff can walk you through the process.
Can I deposit checks using my phone?
Yes! Use our mobile banking app to deposit checks anytime, anywhere. It’s fast, secure, and easy to use.
What services are available at this branch?
This location offers personal and business banking, mortgage assistance, loan consultations, financial advisor services, and more. Walk-ins are welcome, or you can schedule an appointment.
What are the regular operating hours of United Community bank on weekdays?
United Community bank is open Monday to Friday from 9:00 AM to 5:00 PM.
Is the United Community bank branch open on weekends?
No, the United Community bank branch is closed on Saturdays and Sundays.
What are the drive-through hours at this United Community bank location?
The drive-through service is available Monday through Thursday from 8:30 AM to 5:00 PM, and on Friday from 8:30 AM to 5:30 PM. Drive-through is closed on weekends.
Are there any special holiday hours for United Community bank?
Yes, the bank is closed on Veterans Day (Nov 11), Thanksgiving Day (Nov 27), and Christmas Day (Dec 25). On Christmas Eve (Dec 24), it is open from 8:00 AM to 12:00 PM.
Does United Community bank have facilities for customers with disabilities?
Yes, the bank has wheelchair accessible entrances and parking to accommodate customers with disabilities.
What payment options does United Community bank accept?
The bank accepts payments via cash, check, financing, MasterCard, VISA, and Zelle.
Is an appointment required to visit United Community bank?
No, appointments are not required to visit this United Community bank location.
Where is United Community bank located?
United Community bank is located at 449 E Main St, Suite C, Spartanburg, SC, 29302, USA.
What nearby restaurants can I visit before or after banking at United Community?
Nearby restaurants include Moe's Southwest Grill for Tex-Mex cuisine, Sub Station II for sandwiches, and Chicken Salad Chick for American and Southern fare. These eateries are convenient for grabbing a meal around your banking visit.
Are there any nearby services or amenities around United Community bank that customers might find useful?
Yes, nearby services include FedEx Office Print & Ship Center for shipping and printing needs, Pharmacy At Main for health-related items, and Village Inn Motel if you require local lodging.
How can I use nearby transportation or landmarks to find United Community bank?
United Community bank is near prominent landmarks such as Trinity Church and Spartanburg County 911 Department, which can help you orient yourself when visiting. Additionally, nearby shops and eateries along E Main St offer familiar points of reference.