Business Details
About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Details
- Onsite servicesAvailable
Location
Hours
Reviews
2.7
14 reviews
5 stars
6
4 stars0
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1 star
8
- SGShannon GSep 22, 20255.0They are always courteous and understanding. They process quickly and I don't have to use an automated service to get to a human
- LMLisa MoseleyAug 29, 20251.0Never in my life, have I ever experienced a business that (I believe) actually enjoyed being rude, nasty and disrespectful to their customers. Webster’s dictionary defines the word EMPATHY has: : the action of understanding, being aware of, being sensitive to, and vicariously experiencing the feelings, thoughts, and experience of another. I reference this because Republic Finance doesn’t care about their customers at all. They only care about the money; literally they don’t give a crap if you happen to have a major life event. Most of us are literally living paycheck to paycheck…but they don’t care… they are very condescending, rude and lack empathy. Most other loan companies have empathetic employees who actually care about their customers to the point where they actually have programs and actually work with you. When it comes to choosing to make a payment or to keep a roof over your head, they don’t care about your roof or your house they want their money. All of the employees are extremely condescending and so disrespectful. There are so many other loan companies in Greenville that care about their customers and are willing to work with you. If you are looking to be treated like an actual human being, or treated with respect, look into ANY/ALL other loan companies!
- TBTashameca BenjaminJan 27, 20231.0April is a hot mess...very ghetto professional and no patience....🤦♀️
- AMAshley MJan 16, 20201.0Got a small loan and went through a rough spell husband lost his job. I still ended up paying them and have been paying them for 2 years and remember I said I got a SMALL loan. So I’m in the process of buying a house now and come to find out they haven’t been reporting any of my payments. They still have the same amount showing up as it was 2 years ago. Can’t wait til they call me this month for a payment. DO NOT COME TO THIS PLACE!!!
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What financial services does Republic Finance provide?
Republic Finance offers personal loans for bill consolidation, home improvements, vacations, car purchases and repairs, and other unplanned expenses.
How does pre-qualification for a loan differ from applying for a loan at Republic Finance?
Pre-qualification provides an estimate of loan terms based on your credit and provided information, but final approval requires a full loan application.
Is a loan check received from Republic Finance a legitimate offer?
Yes, it is a real pre-approved loan offer—known as a loan check—from Republic Finance.
Can you explain the difference between interest rate and APR on a loan?
The interest rate is the percentage charged for borrowing money, excluding fees. APR includes the interest rate plus any fees, expressed as a percentage and usually higher than the interest rate.
What does it mean to refinance a loan with Republic Finance?
Refinancing replaces your existing loan with a new loan that may have different interest rates and terms, consolidating your balance and any applicable fees.
How long does it take to receive funds from Republic Finance?
Funds are deposited electronically in 1-2 business days if qualified; loans closed in the office provide same-day funds via paper check.
What is the maximum loan amount I can pre-qualify for at Republic Finance?
You can pre-qualify online for loans up to $10,000, though actual approval amounts vary based on state and income.
What happens if I miss a payment on my Republic Finance loan?
Late payments may incur late charges; details can be obtained from your local branch or loan documents.
Where is Republic Finance located in Simpsonville, SC?
Republic Finance is located at 1209 NE Main Street, Unit B, Simpsonville, SC 29681.
What nearby places are close to Republic Finance in Simpsonville, SC, that I might visit?
Nearby are DuPuy Family Chiropractic for health services, Simpsonville Florist & Gifts for shopping, and The Station Simpsonville for dining and drinks.
Are there other financial services near Republic Finance in Simpsonville?
Yes, nearby financial services include Elite Financial Services, Edward Jones, and Royal Financial for loans, investments, and accounting.
What amenities like gas stations or stores are near Republic Finance for convenience?
Shell gas station and Smoke station for tobacco and e-cigarettes are close by for your convenience when visiting Republic Finance.