Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers personal loans for bill consolidation, home improvements, vacations, car purchases, car repairs, and other unplanned expenses.

Pre-qualification provides an estimate of loan terms based on your credit and information you provide, while final approval and specific loan terms depend on completing a full loan application.

Yes, the loan check is a real, pre-approved loan offer from Republic Finance.

The interest rate is the percentage charged just for borrowing money, while the APR includes the interest rate plus fees like origination and documentation fees, making it typically higher than the interest rate alone.

Refinancing replaces your existing loan with a new one that may have a different interest rate, terms, and repayment timeline; the new loan includes your remaining balance and any applicable fees.

If eligible for electronic funding, funds are deposited within 1-2 business days. Loan funds received at the office come via paper check the same day.

You can pre-qualify for an online loan up to $10,000, though your approved loan size depends on factors like your residence state and income.

Missing a payment may result in a late charge. Contact your local branch or check your loan documents for details on late fees.

Nearby financial services include OneMain Financial, Credit Central (offering installment loans and mortgage brokerage), World Finance for installment loans, and AllSouth Federal Credit Union, which can help you compare loan options around Republic Finance at 1344 Grove Park Dr.

Yes, you can enjoy local dining at Tokyo Steak & Seafood Restaurant for Japanese cuisine, Arthur Paul's Steak and Seafood for American steakhouse meals, or Marco's Pizza for Italian-style pizza near Republic Finance in Orangeburg.

Nearby amenities include Grove Park Pharmacy for health needs, Crown Spirits liquor store, and local retail stores such as Kmart and bealls, making it convenient to run multiple errands in one trip.