Heights Finance in Orangeburg, SC offers personal loan options to fit your financial situation with loans up to $10,000. From installment loans and auto loans to debt consolidation, our friendly representatives are here to help. Apply online, in a branch or by phone today!
They are very friendly and trustworthy, helpful with any helpful and I appreciate them so much. If need a loan try them. Love you guys.
RJ
Rachelle Jeffcoat
Aug 14, 2025
5.0
Southern Finance is my go to for extra cash! The manager Crystal and her team are professional, prompt and never disappoint! I wouldn't go anywhere else.
BJ
Breanna Jenkins
Aug 13, 2025
5.0
Betty stack was wonderful very friendly and helped me with all my needs was in an out. Very polite and respectable most definitely will be coming back to see her soon.
WS
Wanda Simmons
Aug 13, 2025
5.0
Ms Crystal at Southern has been great about notifying customers about all of the new benefits and hardship options. Especially since a lot of other companies don't offer any. They're easy to work with when you're in a pickle.
SW
Shane Wingard
Aug 13, 2025
5.0
Went in to talk debt consolation..Spoke with Stacey who was very friendly and attentive..As was Crystal.. They listened to me and explained the products very well..They are all very friendly in there Your greeted as soon as you walk in the door. Will recommend there services to anyone
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loans does Heights Finance in Orangeburg offer?
Heights Finance offers personal loans including installment loans, auto loans, debt consolidation, emergency loans, and loan refinancing with amounts up to $10,000.
How can I apply for a loan at Heights Finance?
You can apply online, by phone, or by visiting a Heights Finance branch in person.
What do I need to bring when applying for a loan?
Bring two forms of identification, proof of residence, and income verification such as government-issued IDs, utility or bank statements.
Does Heights Finance require good credit to get a loan?
Good credit helps but is not required; loan decisions are based on multiple factors. The best way to know if you qualify is to apply.
What are the business hours for Heights Finance in Orangeburg?
Heights Finance is open Monday to Friday from 8:30 AM to 5:30 PM and is closed on Saturdays and Sundays.
What payment methods does Heights Finance accept?
Payments can be made online, via mobile app, automated bank payments, check, money order, or debit card.
Is there parking available at Heights Finance?
Yes, onsite parking is available at the Heights Finance branch in Orangeburg.
Are there any nearby places to visit before or after my appointment at Heights Finance?
Nearby places include Queens Nails and Spa for beauty services, KFC and Arby's for quick meals, and Carolina Auto World for car shopping.
How can nearby businesses like Southern Finance and Advance America assist me with my financial needs?
Southern Finance and Advance America offer additional financial services nearby, providing options for loans or financial advice complementary to Heights Finance.
What employment and training resources are available near Heights Finance?
Aerotek employment agencies and Valley Coach & Logistics Commercial Driver Training School are nearby for job placement and driving training opportunities.