Business Details
About
Loan Agency
Heights Finance in North Charleston, SC (formerly 1st Heritage Credit) offers personal loan options to fit your financial situation with loans up to $10,000 or more. From installment loans, auto loans, debt consolidation to secured and unsecured loans, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- On-site parkingAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.7
25 reviews
5 stars
23
4 stars0
3 stars0
2 stars0
1 star
2
- DWDeidre WrightOct 24, 20255.0Kim and Angie are awesome!
- JSJoshua SwintonOct 3, 20255.0Lovely staff Deanna is the best person ever definitely recommend
- CDColletta DavisSep 26, 20255.0I've been dealing with this company for almost a year now and everyone here is so friendly and knowledgeable. They give you the best customer service and they meet all of your needs. Thank you to Ms. Kim ,Ms. Deanna and Ms. Angie for all that they do. Keep up the good work ladies
- PSPaulette SattlerSep 20, 20255.0We had the pleasure of working with Deanna and she was so amazing! I had a death in the family and had to cancel on her last minute for my paperwork signing and she was so understanding. Amazing staff! I would highly recommend this company for a loan!! Thank you Deanna for your time and patience with my husband and I.
- JCjade campbellSep 18, 20255.0I had one of the best experiences at Heights Finance. Ms Deanna was wonderful, She was kind and helpful and answered any questions or concerns that I had. All of the ladies was kind and welcoming. If you're in a bind and need some financial assistance, I highly recommend Heights Finance.
Frequently Asked Questions About Heights Finance
What is an installment loan?
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loans does Heights Finance in North Charleston offer?
Heights Finance offers installment loans, auto loans, debt consolidation, secured and unsecured personal loans with options up to $10,000 or more.
How can I apply for a loan at Heights Finance?
You can apply online, in a branch, or by phone. Heights Finance representatives will help find loan options that fit your situation.
What documents do I need to apply for a loan?
You should bring two forms of information for identity, residence, and income verification, such as government IDs, proof of income, or utility/bank statements.
Do I need good credit to qualify for a loan?
While good credit helps, decisions are based on multiple factors. You may still qualify without stellar credit by applying to find out.
What are the business hours of Heights Finance in North Charleston?
The branch is open Monday to Friday from 8:30 AM to 5:30 PM and closed on Saturdays and Sundays.
Is there parking available at Heights Finance's North Charleston branch?
Yes, the branch has onsite parking available for customers.
Does Heights Finance require appointments for loan consultations?
No, appointments are not required; you can visit or call during business hours.
What nearby places can help me while visiting Heights Finance?
Nearby you can find AudioNova for medical supply needs, Mon Amie Hair Studio for beauty services, and Circle K for convenience and gas.
Can I visit other services near Heights Finance for dental or medical care?
Yes, nearby medical and dental services include Sweetgrass Orthodontics, Charleston Spine Center, and Carolina Family Dentistry - Dr. Ron Banik.
Are there automotive services close to Heights Finance in North Charleston?
Yes, Stokes Honda North and Lowcountry SC Honda Guy-Prince Sinsuat are nearby for car buying, leasing, and repair services.