Business Details
About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Details
- Onsite servicesAvailable
Location
Hours
Reviews
3.1
15 reviews
5 stars
8
4 stars0
3 stars0
2 stars0
1 star
7
- SHShirley HowardMay 30, 20245.0Very quick and easy loan application with friendly and experienced staff.
- NFNancy FrazierNov 19, 20205.0The staff here is very friendly and quick. They were very responsive and got me taken care of quickly. I submitted my paperwork online, went in and was walking out there door within 20 minutes. I will recommend them to anyone.
- STShanita ThomasMar 5, 20201.0I am very credit conscious.. they sent me a check in the mail... I called and asked was it going to build my credit they lied and said yes they report monthly.. lies... I made one late payment and been with them one full year... they report negative not positive on your credit reports... they are paid off I will never use them again nor will I referr them to anyone else...
- JGJeffrey GarlingtonJun 6, 20161.0Thanks for my pre approved loan notice at the sweet 39.67% APR. predatory loan scum...
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What services does Republic Finance in North Augusta, SC offer?
Republic Finance offers personal loans for various needs including bill consolidation, home improvements, vacations, car purchases and repairs, and emergency expenses.
How can I pre-qualify for a loan at Republic Finance?
Pre-qualification provides an estimate of loan terms based on your credit and information provided, but final approval requires a full loan application.
What is the difference between interest rate and APR at Republic Finance?
The interest rate is the percentage charged for borrowing money, excluding fees. The APR includes the interest rate plus any fees, making it a higher percentage.
What does refinancing a loan at Republic Finance mean?
Refinancing means replacing an existing loan with a new one that may have a different interest rate, terms, and repayment timeline, including the balance and fees from the old loan.
How long does it take to get loan funds from the North Augusta Republic Finance office?
Funds are deposited electronically within 1-2 business days if you qualify. If you close your loan in person at the office, you receive a paper check the same day.
What are the business hours for Republic Finance in North Augusta?
The office is open Monday through Friday from 8:30 AM to 5:30 PM and closed on Saturdays, Sundays, and major holidays.
How much can I borrow from Republic Finance?
Loan amounts depend on your state and income. The maximum amount you can pre-qualify for online is $10,000.
What happens if I miss a loan payment at Republic Finance?
If you miss a payment, you may be charged a late fee. You should contact your local branch or check your loan documents for specific details.
Are there other financial service providers near Republic Finance in North Augusta?
Yes, nearby financial services include Approved Cash, Regional Finance, and Community Choice Stores, which you might visit for alternative financial assistance or services.
What nearby stores and restaurants can I visit around Republic Finance?
Near Republic Finance, you can find dining options like Sunrise Grill, China 8, Subway, Burger King, and Wingstop. Shopping includes Big Lots, Hibbett Sports, and Badcock Home Furniture.
How can nearby telecom stores help me in relation to Republic Finance services?
Nearby stores like Metro by T-Mobile and T-Mobile can assist with mobile and telecommunications needs, which could be helpful if you need reliable communication while managing your loan or financial plans.