When you bank with United Community, you'll enjoy convenient access to your personal or business accounts at any of our branches, online or through our mobile app. Open an account, apply for a loan or get sound financial advice from our advisory services. We're in it together, for good.
Everyone is always nice and welcoming. Very happy w UCB.
JG
James Galluzzo
Aug 11, 2025
5.0
I've had a very positive experience with United Community Bank at their N Oak Street location in Myrtle Beach. The staff is friendly, knowledgeable, and genuinely committed to providing personalized service tailored to each customer's needs. The branch is welcoming and well-managed, making banking straightforward and efficient. I appreciate how the team takes the time to explain options clearly and helps with everything from basic banking to more complex financial solutions. Highly recommend this location for anyone looking for attentive, community-focused banking in Myrtle Beach.
DW
Dr. Tom Walsh
May 6, 2024
5.0
I've been banking with United Community Bank for several years now, and I have to say, the service has always been top-notch. But what really sets them apart is their exceptional leadership, particularly with Riise Fraites at the Oak street location.
Mr Fraites is an outstanding manager who truly cares about their customers. They take the time to understand your financial goals and provide personalized solutions to help you achieve them. As a small business with less than 5 years in operation, their expertise and guidance have been invaluable to me, and I've seen them go above and beyond for countless other customers as well.
The bank's atmosphere is always welcoming and friendly, and the staff is knowledgeable and efficient. Everyone at the bank is stellar and Mr Fraites is a real gem - He embodies the perfect blend of professionalism and empathy, making you feel like you're more than just a customer - you're a valued partner.
If you're looking for a bank that truly has your back, look no further than UCBI. You won't be disappointed!
AE
Arden Efird
Apr 23, 2024
5.0
This is the friendliest United Community Bank location. They have never disappointed me in all the years I’ve been banking with them.
What types of checking accounts does United Community offer?
We offer personal and business checking accounts with features like online banking, mobile deposits, and no monthly fees on select accounts. Visit your local branch to find the best fit for your needs.
How do I open a savings account at this branch?
You can open a savings account online or in person. Our team will help you choose between regular savings, money market accounts, and CDs based on your goals.
What do I need to bring to open a checking account?
Please bring a valid photo ID and your Social Security number. Business customers should also bring business formation documents.
Can I apply for a mortgage at this branch?
Yes! Our mortgage specialists are available to guide you through the application process and help you find the right loan for your home purchase or refinance.
What is a HELOC and how do I apply?
A Home Equity Line of Credit (HELOC) lets you borrow against your home’s equity. To apply, fill out the form at ucbi.com/home-equity or meet with a banker at this branch.
Do you offer small business loans?
Absolutely. We provide a variety of business loan solutions including SBA loans, equipment financing, and lines of credit tailored to small business needs. Schedule a consultation with a business banker today.
How do I enroll in online banking?
You can enroll through our website or mobile app. If you need help, our branch staff can walk you through the process.
Can I deposit checks using my phone?
Yes! Use our mobile banking app to deposit checks anytime, anywhere. It’s fast, secure, and easy to use.
What services are available at this branch?
This location offers personal and business banking, mortgage assistance, loan consultations, financial advisor services, and more. Walk-ins are welcome, or you can schedule an appointment.
What are the standard business hours for United Community?
United Community is open Monday through Friday from 9:00 AM to 5:00 PM and closed on Saturdays and Sundays.
What are the drive-through hours at this United Community location?
The drive-through is open Monday to Friday from 8:30 AM to 5:00 PM and closed on weekends.
Is United Community open on holidays?
United Community is closed on certain holidays such as November 11th, November 27th, and December 25th; it has limited hours from 8:00 AM to 12:00 PM on December 24th.
What payment options are accepted at United Community?
United Community accepts payments via cash, check, financing, Mastercard, Visa, and Zelle.
Does United Community offer wheelchair accessible services?
Yes, United Community has wheelchair accessible entrances and parking.
Is an appointment required to visit United Community?
No, United Community does not require appointments for visits.
Where is United Community located?
United Community is located at 1701 N Oak St, Myrtle Beach, SC 29577, United States.
What social media platforms can I use to follow United Community?
You can follow United Community on LinkedIn, TikTok, YouTube, Facebook, Instagram, and Twitter.
What nearby financial institutions can I find near United Community in Myrtle Beach?
Nearby financial services include Horry County State Bank and other United Community bank branches.
Are there local attractions near United Community that I can visit before or after banking?
Yes, nearby attractions include Myrtle Beach Golf Holiday, a golf club and travel agent, and MyrtleBeach.com, known for its beach and hotel services.
How can nearby businesses like Filiberto Law Firm PC or Christine Lawson be helpful when visiting United Community?
Nearby businesses such as Filiberto Law Firm PC for legal needs and Christine Lawson for insurance services provide convenient access to professional services when visiting United Community.