Business Details
About
Loan AgencyInvestment ServiceRepublic Finance
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Details
- Onsite servicesAvailable
Location
Hours
Reviews
3.9
11 reviews
5 stars
8
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1 star
3
- FFFlossin FarmerSep 15, 20205.0Republic finance helped me when no one else would. Everyone employed here always treated me well and never made me feel inferior. I really appreciate all the help getting me back on my feet.
- ATAngry TacozApr 3, 20181.0I keep getting unsolicited mailings from their office with live checks if I agree to 39% interest. Lmao. No way
- TGTawana GreggAug 2, 20171.0The manager Levi decide to cross examine why I needed the loan along with how he could approve me, but then later changed his decision about something that did not apply to me getting the loan. Very cocky and rude over the phone.
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of loans does Republic Finance offer?
Republic Finance offers personal loans including bill consolidation, home improvement, vacation, car purchase and repair loans, and emergency loans.
How does pre-qualification for a loan differ from applying for a loan at Republic Finance?
Pre-qualification provides an estimate of loan terms based on your credit and information provided, while final approval requires completing a full loan application.
How long does it take to receive funds after a loan approval?
If you qualify for electronic funding, funds are deposited within 1-2 business days. For loans closed at a Republic Finance office, funds are provided the same day via paper check.
What is the difference between the interest rate and the APR on a loan?
The interest rate is the percentage charged for borrowing without fees, whereas the APR includes the interest rate plus any fees like origination or documentation fees, expressed as a percentage.
What does it mean to refinance a loan with Republic Finance?
Refinancing replaces your existing loan with a new one that may have a different interest rate, terms, or repayment timeline, including your previous loan balance and any applicable fees.
What are the business hours for Republic Finance in Myrtle Beach?
Republic Finance is open Monday through Friday from 8:30 AM to 5:30 PM and is closed on Saturdays and Sundays.
Where is the Republic Finance office located in Myrtle Beach, SC?
The Myrtle Beach office is located at 1227 38th Ave. N., Suite 117, Myrtle Beach, SC 29577.
Are there any nearby grocery stores to Republic Finance in Myrtle Beach?
Yes, Food Lion and BI-LO are nearby grocery stores, which can be convenient for customers to visit before or after their loan appointment.
What nearby recreational activities are close to Republic Finance in Myrtle Beach?
Customers can enjoy nearby Coastal Golfaway for golf activities or visit the nearby Myrtle Beach Med Spa for relaxation before or after their visit.
Is there any nearby financial service close to Republic Finance's Myrtle Beach branch?
Yes, Coinme offers financial services including ATMs and currency exchange nearby, useful for managing finances alongside loan services.