Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers various personal loans including bill consolidation, home improvement, vacation, car purchases and repairs, and other unplanned expenses.

Pre-qualification provides an estimate of loan terms you may qualify for based on credit and information provided, while final approval and terms depend on completing a full loan application.

Yes, a loan check is a pre-approved loan offer and is real.

The interest rate is the percentage charged for borrowing money and excludes fees. The APR includes the interest rate plus any additional fees like origination or closing fees, thus usually being higher.

Refinancing replaces your current loan with a new one that can have different interest rates, terms, or repayment timelines, including the remaining balance and any applicable fees.

If you qualify for electronic funding, funds are deposited within 1-2 business days; if you close at the office, you can receive a paper check the same day.

Republic Finance is open Monday through Friday from 8:30 AM to 5:30 PM and closed on Saturdays and Sundays, including holidays like Thanksgiving and Christmas.

The largest online pre-qualification loan amount is $10,000, though final approval depends on factors like state residence and income.

Missing a payment may result in a late charge. You can contact the local branch or check your loan documents for details.

Nearby places include Buck's Pizza for dining, Palm Beach Tan for beauty services, and Food Lion supermarket for grocery shopping, offering convenient options before or after visiting Republic Finance.

Western Union services near Republic Finance provide money transfer options for customer convenience.

Customers can find gas stations like 76 and Shell, as well as mobile stores such as Metro by T-Mobile nearby, making it easier to access and complete errands around their visit.