Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers personal loans including bill consolidation, home improvement, vacation, car purchase, car repair, and other unplanned expenses.

Pre-qualification estimates loan terms based on credit and provided information, while final approval requires a full loan application.

Yes, the loan check is a real pre-approved loan offer from Republic Finance.

Interest rate is the cost to borrow money excluding fees, while APR includes interest rate plus additional fees like origination or closing fees, expressed as a percentage rate.

Refinancing means replacing your current loan with a new one that may have a new interest rate, terms, and repayment timeline, including your remaining balance and any applicable fees.

If you qualify for electronic funding, funds are deposited within 1-2 business days; in-office closings provide funds the same day via a paper check.

The maximum amount you can pre-qualify for online is $10,000, depending on factors like state of residence and income.

You may be charged a late fee if payments are not made on time; details are available from your local branch or loan documents.

The Lancaster location is open Monday to Friday from 8:30 AM to 5:30 PM and closed on weekends and certain holidays such as November 27 and December 25.

Nearby you can find Cricket Wireless, Mariner Finance, Hibbett Sports, and Big Lots, allowing you to handle telecommunications, additional financial services, sports gear, and shopping all in one trip.

Yes, Jin’s Buffet and Zaxby’s are nearby dining options where you can enjoy Chinese cuisine or American fast food before or after your visit.

Yes, near Republic Finance are services like Kids First Dental and Braces and Iconic Nail Bar, so you can manage financial needs along with dental or beauty appointments conveniently.