Business Details
About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Details
- Onsite servicesAvailable
Location
Hours
Reviews
3.7
7 reviews
5 stars
4
4 stars
1
3 stars0
2 stars0
1 star
2
- BNBarbara NewmanDec 31, 20245.0Friendly, business savvy and great customer service.
- JJJessicaJun 23, 20211.0Customer service at this branch is extremely lacking. Lack of communication with local branch and corporate office. Today I received a phone call to correct the balance on my account. I paid what the representative asked and advised my next 3 payment dates. I later receive a voicemail detailing the payment I made and that it was not enough to cover my monthly payment. Also disclosed my payment due date. This voicemail alone violates my rights under FDCPA. I will be following up with the BBB. I highly suggest using ANY OTHER company
- SHStuart HallMar 5, 20184.0Helpful and friendly. Good experience.
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What type of loans does Republic Finance offer?
Republic Finance offers personal loans including bill consolidations, home improvements, vacations, car purchases and repairs, and other unplanned expenses.
How does loan pre-qualification differ from application?
Pre-qualification provides an estimate of loan terms based on your credit and information, while final approval requires a complete loan application.
Is a loan check sent by Republic Finance in the mail legitimate?
Yes, loan checks are pre-approved loan offers sent by Republic Finance and are real.
What is the difference between interest rate and APR?
Interest rate is the cost percentage to borrow money, excluding fees. APR includes the interest rate plus additional fees like origination and documentation fees, typically making it higher than the interest rate.
What does refinancing a loan mean at Republic Finance?
Refinancing replaces your existing loan with a new one that may have different interest rates, terms, and repayment timelines, including remaining balance and any agreed fees.
How soon can I get my loan funds from Republic Finance?
Funds are deposited electronically within 1-2 business days if qualified. If closing in person, funds are received the same day via paper check.
What is the maximum loan amount I can pre-qualify for online?
The maximum loan amount for online pre-qualification with Republic Finance is $10,000, subject to factors like state and income.
What happens if I miss a payment on my loan with Republic Finance?
Late payments may incur late charges; you should contact your local branch or check your loan documents for specific details.
What nearby services can help me after visiting Republic Finance in Greer, SC?
You can visit nearby places like Always Money for gold buying, Western Union for money transfers, or Countybank for additional financial services.
Where can I grab a meal near Republic Finance in Greer?
Nearby eateries include Tom's Hotdogs and Deli, Subway, Bojangles', and Pizza Inn, great options to consider before or after your visit.
Are there fitness centers near Republic Finance in Greer for a workout?
Yes, 9Round Greer and 9Round Fitness gyms are nearby, perfect for a workout before or after your appointment.