Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers personal loans including bill consolidation, home improvement, vacations, car purchases, car repairs, and other unplanned expenses.

If you qualify for electronic funding, funds are deposited in 1-2 business days; if you close a loan at a physical location, you receive funds the same day via paper check.

Pre-qualification provides an estimate of loan terms based on your credit and information; final approval requires a full application.

The branch is open Monday through Friday from 8:30 AM to 5:30 PM and closed on weekends and certain holidays.

Yes, refinancing replaces your current loan with a new one that may have different interest rates, terms, and repayment timelines.

Nearby businesses like Davis Business Systems (retail) and Fika Insurance Group (insurance agency) offer related services you might find useful before or after your loan visit.

Yes, nearby options include Sherocks Fit gym and SKINergy Therapeutics spa for fitness and wellness needs around your visit.

You can enjoy local dining at nearby restaurants such as FATZ Cafe and Little Pigs Barbecue of the Emerald City before or after your appointment.

You may be charged a late fee if payments are missed; contact your local branch or refer to loan documents for details.

Interest rate is the cost percentage to borrow money; APR includes the interest rate plus fees like origination and closing fees, so it is usually higher.