Business Details
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Welcome to First Horizon Bank - located in Greenville. Since 1864, we’ve been a bank you can count on. Our financial foundation is so steady you can build a house on it. Mortgage loan included. Our commitment to you has won some pretty big awards. Like Forbes World’s Best Banks. Stop by today and tap into local decision-makers who actually get where you’re coming from. And a go-to banker who is always just a call away.
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- Free parking lotAvailable
- Free street parkingAvailable
Location
First Horizon Bank - Greenville, SC - Pelham Rd
3401 Pelham Rd, Greenville, SC
29615, United States
Hours
Reviews
1.6
8 reviews
5 stars
1
4 stars0
3 stars0
2 stars
1
1 star
6
- AAAshleyOct 2, 20242.0Had to use this location because the downtown locations network was down. Did not have a good experience and customer service was lacking. Money was placed in incorrect bags for change orders. Teller was unfriendly and visibly frustrated. A bit of grace and kindness goes a long ways in these unprecedented times.
- CFCarson FelkelSep 8, 20201.0SunTrust sold our account to First Horizon. We have had terrible service. They don’t tell you that online bill pay is through cashier-like checks. They sent money in an undepositable fashion to another person. They post money in your account that looks available when it truly is not. Branch workers tell you things very different that centralized services. Will change banks as soon as we can. Don’t wish this experience on others.
- SSStephanieMay 11, 20205.0I don’t know why there are negative reviews. Those people must be the type of people that no matter what you do, you can’t please them. I’ve been a member of this bank since 2008 and NEVER have I ever had ANY issues. When money was taken out of my bank account wrongly from another state, they immediately got to work fixing it and had my money refunded. If I ever had an issue with, they were on top of it. The app works great, the website works great. They are friendly and very very helpful. I do not plan on switching banks. The only down fall is I have to drive about 20 mins to get to the closest bank, but that should tell you, of all the banks within a 5 min drive, how much I have enjoyed banking with them. Honestly, I cannot see how this bank has horrible reviews. Those people must have a stick lodged somewhere.
- BGBrad GowerFeb 19, 20191.0This branch is okay, but the bank overall has turned into a major JOKE since the whole First Tennessee takeover. Today I opened a new account with TD bank and the experience was exactly what I would expect from a first-class bank. No, I'm not a TD Bank troll - I'm a genuine (now former) Capital Bank customer who stayed loyal during the takeover, but then was rewarded for my loyalty by a website that lacked some really basic functionality, and a mobile app that rates a very generous (IMHO) 1.5 stars on both the iOS and Android platforms! Do yourself a favor and find a bank that cares more about their customers than their shareholders.
Frequently Asked Questions About First Horizon Bank - Greenville, SC - Pelham Rd
What do I need to open a personal checking account?
$50 minimum opening deposit
Social Security number
Date of birth
Personal identification such as a driver’s license, passport, state or government-issued ID
Can I open a personal checking account online?
Yes. Alternatively, you can visit one of our banking centers to apply in person.
Is there a limit on the number of transactions I can make with a personal checking account?
No, there is no limit on the number of transactions.
What are the first steps in the home buying process?
The first steps include assessing your financial situation, getting pre-qualified for a mortgage, and determining your budget. It's also important to start researching neighborhoods and listing your home preferences. First Horizon's mortgage specialists can guide you through these initial steps.
How long does it take to buy a home?
The home buying process typically takes between 30 to 60 days from making an offer to closing. This timeline can vary based on factors such as market conditions, the efficiency of your lender, and the specifics of the transaction.
What is mortgage prequalification and why is it important?
Mortgage prequalification involves a lender reviewing your financial information to determine your loan eligibility and providing a prequalified letter. This letter strengthens your offer on a home by showing sellers you are a serious and qualified buyer.
What types of mortgage loans are available through First Horizon?
First Horizon offers a variety of mortgage loans, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans. Each type has different benefits to suit diverse financial needs.
Can First Horizon help with financing for first-time homebuyers?
Yes, First Horizon offers several programs designed to assist first-time homebuyers, including FHA loans and other options with lower down payment requirements. Our mortgage specialists can help you explore these programs and find the best fit for your needs.
How do I know if mortgage loan refinancing is right for me?
Refinancing may be beneficial if current interest rates are lower than your existing rate, if you want to switch from an adjustable-rate mortgage to a fixed-rate mortgage, or if you need to tap into your home’s equity. Our mortgage specialists can help you evaluate your situation.
What types of small business loans do you offer?
There are many different types of small business loans available, including small business term loans, lines of credit and real estate loans. Talk to a banker today to review your options.
What are the qualifications for a small business loan?
The loan requirements for a small business loan will vary, depending on the loan type and other factors. Here are some things to consider when applying:
Business Plan: Craft a thorough business plan outlining your goals, market analysis, financial projections, and how the loan will be utilized. A well-prepared plan demonstrates your business's viability.
Loan Purpose: Clearly articulate the purpose of the loan and how it will benefit your business. Whether it's for expansion, equipment purchase, working capital or other needs, provide specific details to support your application.
Collateral: Some loans require collateral. If your loan requires collateral, be prepared to offer assets such as real estate, equipment or inventory.
Credit History: Your personal and business credit scores play a significant role. Aim for good scores to enhance your eligibility.
Cash Flow: Lenders assess your business's cash flow to determine your ability to repay the loan. Positive cash flow and consistent revenue are essential indicators of financial stability.
Industry Experience: Your industry expertise and a track record of success can help strengthen your application.
Debt-to-Income Ratio: Lenders evaluate your debt-to-income ratio to gauge your ability to manage additional debt payments. Maintaining a healthy ratio improves your chances of loan approval.
Legal Compliance: Ensure your business complies with all legal and regulatory requirements, including licenses, permits and registrations.
Relationship with Lender: Building a positive relationship with your lender can be advantageous. Regular communication and responsible financial management can help expedite the process.
How long does it take to get a small business loan?
As soon as you recognize the need for funds and can gather the necessary documentation, contact your banker to get the process started. The length of the loan application process is dependent on the complexity of the loan.
What are the drive-through banking hours at First Horizon Bank on Pelham Rd in Greenville?
The drive-through banking is open Monday to Friday from 9:00 AM to 5:00 PM and closed on weekends.
How can I open a personal checking account at First Horizon Bank?
You need a $50 minimum deposit, your Social Security number, date of birth, and a government-issued ID such as a driver's license or passport.
Can I open a personal checking account online with First Horizon Bank?
Yes, you can open a personal checking account online or visit one of our banking centers to apply in person.
What types of mortgage loans does First Horizon Bank offer?
First Horizon offers fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans to fit various financial needs.
Does First Horizon Bank provide assistance to first-time homebuyers?
Yes, the bank offers programs like FHA loans with lower down payments, and mortgage specialists are available to help first-time homebuyers.
What small business loans does First Horizon Bank offer?
Options include term loans, lines of credit, and real estate loans. A banker can help you review the best choices for your business needs.
Is parking available at First Horizon Bank’s Greenville Pelham Rd location?
Yes, free onsite parking is available including parking lots, street parking, and parking garages.
What nearby financial institutions are located close to First Horizon Bank on Pelham Rd?
Nearby financial institutions include Countybank, Greenville Federal Credit Union, and First Horizon Bank branches which can be convenient for additional banking services.
Are there any medical or dental services near First Horizon Bank on Pelham Rd?
Yes, nearby medical services include Periodontics of Greenville and Pelham Links Family and Cosmetic Dentistry, making it convenient to handle health appointments alongside your banking needs.
What local real estate and mortgage services are near First Horizon Bank in Greenville?
Nearby real estate and mortgage services include Conrad Mortgage, Leslie Ziemba at CrossCountry Mortgage, and Jason Boozer - NorthGroup Real Estate, which can assist with home buying and financing.