Welcome to First Horizon Bank - located in Greenville. Since 1864, we’ve been a bank you can count on. Our financial foundation is so steady you can build a house on it. Mortgage loan included. Our commitment to you has won some pretty big awards. Like Forbes World’s Best Banks. Stop by today and tap into local decision-makers who actually get where you’re coming from. And a go-to banker who is always just a call away.
They don’t cash checks for more than 3k regardless if it’s from their bank so if you need your cash now you’re going to have to wait as they will not honor it just got off the phone with them.
IV
Irma L Vazquez
Sep 20, 2023
5.0
She is amazing I wish I would have dealt with her and her bank sooner in the process. But she got it all done in a timely manner.
JF
John Franzen
Dec 16, 2021
1.0
Awful, hidden fee heavy bank. We are pretty high net worth, and they just kill u.
Frequently Asked Questions About First Horizon Bank - Greenville, SC - E Court St
What do I need to open a personal checking account?
$50 minimum opening deposit
Social Security number
Date of birth
Personal identification such as a driver’s license, passport, state or government-issued ID
Can I open a personal checking account online?
Yes. Alternatively, you can visit one of our banking centers to apply in person.
Is there a limit on the number of transactions I can make with a personal checking account?
No, there is no limit on the number of transactions.
What are the first steps in the home buying process?
The first steps include assessing your financial situation, getting pre-qualified for a mortgage, and determining your budget. It's also important to start researching neighborhoods and listing your home preferences. First Horizon's mortgage specialists can guide you through these initial steps.
How long does it take to buy a home?
The home buying process typically takes between 30 to 60 days from making an offer to closing. This timeline can vary based on factors such as market conditions, the efficiency of your lender, and the specifics of the transaction.
What is mortgage prequalification and why is it important?
Mortgage prequalification involves a lender reviewing your financial information to determine your loan eligibility and providing a prequalified letter. This letter strengthens your offer on a home by showing sellers you are a serious and qualified buyer.
What types of mortgage loans are available through First Horizon?
First Horizon offers a variety of mortgage loans, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans. Each type has different benefits to suit diverse financial needs.
Can First Horizon help with financing for first-time homebuyers?
Yes, First Horizon offers several programs designed to assist first-time homebuyers, including FHA loans and other options with lower down payment requirements. Our mortgage specialists can help you explore these programs and find the best fit for your needs.
How do I know if mortgage loan refinancing is right for me?
Refinancing may be beneficial if current interest rates are lower than your existing rate, if you want to switch from an adjustable-rate mortgage to a fixed-rate mortgage, or if you need to tap into your home’s equity. Our mortgage specialists can help you evaluate your situation.
What types of small business loans do you offer?
There are many different types of small business loans available, including small business term loans, lines of credit and real estate loans. Talk to a banker today to review your options.
What are the qualifications for a small business loan?
The loan requirements for a small business loan will vary, depending on the loan type and other factors. Here are some things to consider when applying:
Business Plan: Craft a thorough business plan outlining your goals, market analysis, financial projections, and how the loan will be utilized. A well-prepared plan demonstrates your business's viability.
Loan Purpose: Clearly articulate the purpose of the loan and how it will benefit your business. Whether it's for expansion, equipment purchase, working capital or other needs, provide specific details to support your application.
Collateral: Some loans require collateral. If your loan requires collateral, be prepared to offer assets such as real estate, equipment or inventory.
Credit History: Your personal and business credit scores play a significant role. Aim for good scores to enhance your eligibility.
Cash Flow: Lenders assess your business's cash flow to determine your ability to repay the loan. Positive cash flow and consistent revenue are essential indicators of financial stability.
Industry Experience: Your industry expertise and a track record of success can help strengthen your application.
Debt-to-Income Ratio: Lenders evaluate your debt-to-income ratio to gauge your ability to manage additional debt payments. Maintaining a healthy ratio improves your chances of loan approval.
Legal Compliance: Ensure your business complies with all legal and regulatory requirements, including licenses, permits and registrations.
Relationship with Lender: Building a positive relationship with your lender can be advantageous. Regular communication and responsible financial management can help expedite the process.
How long does it take to get a small business loan?
As soon as you recognize the need for funds and can gather the necessary documentation, contact your banker to get the process started. The length of the loan application process is dependent on the complexity of the loan.
What are the operating hours of First Horizon Bank at 110 E Court Street in Greenville?
First Horizon Bank at 110 E Court Street is open Monday through Thursday from 9:00 AM to 4:00 PM, and on Friday from 9:00 AM to 5:00 PM. The bank is closed on Saturdays and Sundays.
How can I open a personal checking account at First Horizon Bank?
To open a personal checking account, you need a minimum opening deposit of $50, your Social Security number, date of birth, and a personal identification such as a driver's license or passport. You can apply online or visit a banking center in person.
Does First Horizon Bank offer online and mobile banking services?
Yes, First Horizon Bank offers digital banking, online banking, and mobile banking services through their apps available on the Apple App Store and Google Play Store.
What mortgage loan options does First Horizon Bank provide?
First Horizon Bank offers various mortgage loans including fixed-rate mortgages, adjustable-rate mortgages, FHA loans, VA loans, and jumbo loans to meet diverse financial needs. They also provide assistance for first-time homebuyers and refinancing options.
Can First Horizon Bank assist small businesses with loans?
Yes, the bank offers small business loans including term loans, lines of credit, and real estate loans. Loan requirements vary, and you can discuss your options with a banker to find the best fit for your business.
Is there free parking available at the First Horizon Bank Greenville location?
Yes, First Horizon Bank Greenville offers free onsite parking including street parking, parking lots, and parking garages for customer convenience.
What nearby places can I visit when banking at First Horizon Bank downtown Greenville?
Near First Horizon Bank, you can visit the John Wesley United Methodist Church, attend events at Avenue concert venue, or explore services at nearby financial advisors like West Wealth Management and ASE Wealth Advisors.
Are there additional banking or financial services near First Horizon Bank in Greenville?
Yes, nearby you will find other financial institutions like IBERIABANK and mortgage broker Rebecca Davis which can provide alternative financial and mortgage services.
How can I get to First Horizon Bank Greenville using nearby transportation or landmarks?
The bank is located in Downtown Greenville at 110 E Court Street near well-known landmarks such as the A.M.E. Working Benevolent Temple and Professional Building and the Greenville Hospital System, making it accessible via local transit and recognizable surroundings.
How can First Horizon Bank's location assist with local business needs in downtown Greenville?
Located in a vibrant corporate area near businesses like Hollis Strategic Communications and EP+Co advertising, First Horizon Bank provides personalized business banking and lending services to support local enterprises.