Business Details
About
Loan AgencyInvestment ServiceRepublic Finance
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Details
- Onsite servicesAvailable
Location
Hours
Reviews
3.4
19 reviews
5 stars
11
4 stars0
3 stars0
2 stars
1
1 star
7
- RDReverend Shirley Simmons DoeOct 9, 20255.0Compassionate, friendliness, and understanding God Bless
- RMRondena D. MitchellMar 21, 20255.0This team work well together to benefit you the customer!! I came with my documentation and walked out with a check š„°Goose Creek SC location
- KFKristle FootmanSep 27, 20171.0I had money for another customer's payment taken out of my bank account!!!!! Prior to that I had an additional payment that I did not agree to taken out of my account!!! I was told sorry and that I needed to bring in my bank statement to receive the $285.00 back and but it would be in check form!! This place is horrible and extremely unprofessional!! DO NOT GO HERE!! You have been warned!!!
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check!Ā A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (āAPRā) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of personal loans does Republic Finance offer?
Republic Finance offers personal loans for bill consolidation, home improvements, vacations, car purchases, car repairs, and other unplanned expenses.
How does pre-qualifying for a loan differ from applying for one at Republic Finance?
Pre-qualification provides an estimate of loan terms based on your credit and information, but final approval requires completing a full loan application.
Are the loan checks received in the mail from Republic Finance legitimate?
Yes, loan checks are real pre-approved loan offers from Republic Finance.
What is the difference between interest rate and APR on Republic Finance loans?
Interest rate covers only the borrowing cost as a percentage, while APR includes interest plus fees like origination and documentation charges, generally resulting in a higher percentage.
Can you explain what refinancing a loan with Republic Finance means?
Refinancing replaces your existing loan with a new one that may have a different interest rate, terms, or repayment timeline including your remaining balance and any agreed fees.
How quickly can I get funds upon loan approval at Republic Finance in Goose Creek?
If you qualify for electronic funding, money is deposited in 1-2 business days; if you close the loan in person, you'll receive funds the same day via paper check.
What are the typical business hours for Republic Finance in Goose Creek, SC?
Republic Finance is open Monday through Friday from 8:30 AM to 5:30 PM and closed on Saturdays, Sundays, and major holidays like Christmas and Thanksgiving.
What is the maximum loan amount I can pre-qualify for online with Republic Finance?
The largest loan amount you can pre-qualify for online is $10,000, though actual approval amounts may vary by state and income.
Which nearby places can help me find Republic Finance in Goose Creek?
You can use landmarks like Beer Man bar and liquor store, Shannon Park Center shopping center, and Coast Laundry nearby to help locate Republic Finance on Saint James Ave.
What nearby amenities are available if I want to relax or eat after visiting Republic Finance?
After your visit, you can enjoy nearby spots like Juiceria Smoothie Bar & Cafe, TJās BBQ & Burgers, Los Arcos Mexican Restaurant, and Masa Japanese Restaurant for dining options.
Are there fitness or wellness centers near Republic Finance where I can work out or receive therapy?
Yes, nearby gyms include East Shore Athletic Club, Planet Fitness, and O2 Fitness - Goose Creek, plus physical therapy at Joints In Motion- Physical Therapy & Wellness.