Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers personal loans including bill consolidations, home improvements, vacations, car purchases and repairs, and other emergency expenses to help meet financial needs.

Pre-qualification provides an estimate of loan terms you may qualify for based on your credit and information you provide, while final loan approval and terms depend on completing a full loan application.

You can get Auto-Secured Loans, Bill Consolidation Loans, Emergency Loans, Holiday Loans, Home Improvement Loans, K-12 School Loans, Vacation Loans, and Personal Loans.

If eligible for electronic funding, funds will be deposited within 1-2 business days; if closing at a physical location, you receive funds the same day via a paper check.

Republic Finance is open Monday through Friday from 8:30 AM to 5:30 PM and closed on Saturdays, Sundays, and major holidays like Thanksgiving and Christmas.

If a payment is late, you may be charged a late fee. Contact your local branch or review your loan documents for specific late charge details.

Loan approval amounts vary based on factors like residence and income, but the maximum amount you can pre-qualify for online is $10,000.

Republic Finance is located at 1167 North Fraser Street, Georgetown, SC 29440, USA.

Nearby dining includes Los Arrieros Mexican Restaurant, Ragin Cajun Crab seafood restaurant, Little Caesars Pizza, Beef O Brady's sandwich shop, and Domino's Pizza, offering diverse choices before or after your visit.

Yes, nearby financial services include 1st Franklin Financial mortgage lender, Heights Finance installment loans provider, Rivertown Credit auto loan provider, and Regional Finance offering installment loans and financial advising.

Nearby health facilities include Fresenius Medical Care hospital and pharmacy, Henry Grady Adkins MD, Marie Hulsey MD, Grady Adkins MD family practice, Medical Building PA, Georgetown Health Group, Luis Chastain MD, Michele Lively APRN, Tidelands Health Family Medicine, Alex Duvall MD, and Fresenius Kidney Care Georgetown Dialysis Center.