Business Details
About
Loan AgencyInvestment ServiceRepublic Finance
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Details
- Onsite servicesAvailable
Location
Hours
Reviews
3.8
12 reviews
5 stars
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- WTWilliam TorrenceNov 28, 20255.0The whole process of getting a loan, which I appreciated, was very simple n easy! I didn't have much interaction with with Reps because I paid each payment ahead of time! I appreciate you folks trusting me in the first place because my credit constantly fluctuates! I hope you folks had as good of an experience with me as I had with Republic! Billy
- JPJ PetersNov 21, 20255.0People there were very nice
- EEEvelynAug 8, 20255.0Vinson is very attentive and understanding and speaks clearly about the loan process.
- MJMichelle JacksonJul 24, 20255.0Jalen Clarke Awesome Customer Service Love this place! Guarantee a Loan that will help build your Credit!
- TWThomasine WilliamsNov 15, 20231.0Very shady business practices that should be looked into by the BBB!
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of loans does Republic Finance offer to customers?
Republic Finance offers personal loans including bill consolidation, home improvements, vacations, car purchases, car repairs, and other unplanned expenses.
How does pre-qualification differ from applying for a loan at Republic Finance?
Pre-qualification provides an estimate of potential loan terms based on your credit and information provided, while final approval requires completing a full loan application.
What is a loan check from Republic Finance?
A loan check is a real, pre-approved loan offer mailed to you by Republic Finance.
Can you explain the difference between interest rate and APR for Republic Finance loans?
The interest rate is the cost percentage charged for borrowing money, excluding fees. APR includes the interest rate plus any fees like origination or documentation fees, usually making it higher than the interest rate.
What does refinancing a loan with Republic Finance involve?
Refinancing replaces your existing loan with a new one possibly having a different interest rate, terms, or repayment timeline, and includes your remaining loan balance and any applicable fees.
How quickly can I receive loan funds from Republic Finance?
If eligible for electronic funding, funds can be deposited in 1-2 business days. Loans closed in person at the Fort Mill office provide same-day funds via paper check.
What are the Fort Mill, SC Republic Finance branch's business hours?
The Fort Mill branch is open Monday through Friday from 8:30 AM to 5:30 PM and closed on Saturdays, Sundays, and certain holidays.
What is the maximum loan amount I can pre-qualify for online with Republic Finance?
You can pre-qualify online for loans up to $10,000 depending on your state of residence and income.
Are there any nearby places around Republic Finance Fort Mill that can help customers with related services?
Yes, nearby places include SouthLake Insurance Services, Inc for insurance, SC DMV and Fort Mill Driver Licensing for motor vehicle services, and financial services like Brightway Insurance and ACE Cash Express.
What dining options are near Republic Finance in Fort Mill for customers?
Nearby dining options include Regent Park Cafe, Margaritas Mexican Restaurant, Lee Cafe, PJ's Coffee, and Waffle House, ideal for meals before or after your visit.
Are there wellness or relaxation services near Republic Finance in Fort Mill?
Yes, nearby you can find Golden Sunflower SPA, Cleansing Waters Colonics, and Joule Wellness for massage, spa, and health services.