Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers personal loans for bill consolidations, home improvements, vacations, car purchases, car repairs, and other unplanned expenses.

Pre-qualification provides an estimate of loan terms you may qualify for based on credit information provided, but final approval depends on completing a full loan application.

Yes, loan checks are real and represent pre-approved loan offers from Republic Finance.

The interest rate is the cost percentage for borrowing money excluding fees. APR includes the interest rate plus fees such as origination and closing fees, making it usually higher.

Refinancing replaces your existing loan with a new one that may have different interest rates, terms, or repayment timelines, consolidating the remaining balance and applicable fees.

If qualified for electronic funding, funds are deposited within 1-2 business days. For loans closed at a Republic Finance office, funds are provided the same day via paper check.

The largest loan amount available for online pre-qualification is $10,000, though actual loan amounts depend on factors like residence and income.

Missing a payment may result in a late charge. For amount details, contact your local branch or refer to your loan documents.

Yes, near Republic Finance you can visit Palmetto Subs, Subway, and Sakura Japanese Restaurant for a variety of meal options before or after your visit.

Yes, Driver's Choice, Freeway Insurance, Andy Jeffords: Allstate Insurance, and Tindal Insurance Group are nearby and can assist with insurance needs in the Florence area.

Customers can use nearby car rental agencies like Top Speed Car Rental and U-Save Car and Truck Rental to reach Republic Finance conveniently.