Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers personal loans for bill consolidations, home improvements, vacations, car purchases, car repairs, and other unplanned expenses.

Pre-qualification provides an estimate of loan terms you may qualify for based on your credit and information you provide; final approval requires a full loan application.

Yes, a loan check from Republic Finance is a real, pre-approved loan offer.

The interest rate is the cost to borrow money without fees, while the APR includes the interest rate plus any fees, representing the total yearly cost of the loan.

Refinancing replaces your current loan with a new one that may have different interest rates or terms, including the remaining balance and any applicable fees.

If eligible for electronic funding, funds are deposited within 1-2 business days. Loans closed in-person provide same-day funds via paper check.

Republic Finance is open Monday through Friday from 8:30 AM to 5:30 PM and closed on Saturdays and Sundays.

Yes, the largest loan amount you can pre-qualify for online is $10,000, dependent on factors like residence and income.

Missing a payment may result in late charges. Contact your local branch or review your loan documents for specific details.

Nearby you can visit Tropical Smoothie Cafe for a refreshing meal, Dollar Tree for discount shopping, or Planet Fitness if you want to work out before or after your visit.

Yes, options include Hibachi Grill for sushi and Asian cuisine, Red Lobster for seafood, and Tropical Smoothie Cafe for casual American fare.

Nearby stores include Hamrick’s and Cato Fashions for clothing, Dollar Tree for discount goods, and Mattress Firm for home furnishings.