Business Details
About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Details
- Onsite servicesAvailable
Location
Hours
Reviews
4.3
12 reviews
5 stars
9
4 stars
1
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1 star
2
- TBTim BryantNov 3, 20251.0This place will straight up lie to you. I do NOT recommend this place and I will NEVER do business with this place ever again. Paid my loan off, was told that my title would be released the following Friday. 3 weeks later, I called and they said they wait 21 days to release titles, even though my payment cleared within 48hrs. I DO NOT recommend this place. If you want good service at an affordable rate from a place that will treat you right, I HIGHLY recommend Easley Community Finance. They will do you right there.
- MJMarcus JonesNov 2, 20255.0Real friendly and understanding. Great and easy to work with. 🙂👍
- JHJames HunterOct 2, 20255.0Quick, fast, friendly!
- KHKathryn J HopewellSep 5, 20255.0The financial help that they gave me help tremendously. They were always there to answer my questions when I had one. They helped me to get back on track with my finances. I am very appreciative.
- SPSherry PriceJul 31, 20255.0You’ve been great thanks for your service and I look forward to calling up on you again if I was to need you in the future
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What services does Republic Finance offer to its customers?
Republic Finance offers personal loans for bill consolidations, home improvements, vacations, car purchases, car repairs, and other unplanned expenses to help meet your financial needs.
What is the difference between pre-qualifying for a loan and applying for a loan at Republic Finance?
Pre-qualification provides an estimate of loan terms based on your credit and information, while applying involves completing a full loan application for final approval and terms.
How can I verify if the loan check received from Republic Finance is legitimate?
Loan checks from Republic Finance are real and represent pre-approved loan offers.
How does Republic Finance define interest rate versus APR?
The interest rate is the cost percentage charged for borrowing money alone, while the APR includes the interest rate plus additional fees such as origination and documentation fees, expressed as a percentage.
What does refinancing a loan with Republic Finance involve?
Refinancing replaces your existing loan with a new one that may have different interest rates, terms, or repayment timelines, including your remaining balance and any applicable fees.
How quickly can I receive funds after approval at Republic Finance?
If you qualify for electronic funding, funds are deposited within 1-2 business days. Loans closed at the physical office provide same-day funds via a paper check.
What are the business hours for Republic Finance in Easley, SC?
Republic Finance is open Monday through Friday, from 8:30 AM to 5:30 PM, and closed on Saturdays and Sundays.
What is the maximum loan amount I can pre-qualify for online with Republic Finance?
You can pre-qualify online for loans up to $10,000, though approval amounts depend on factors like income and state of residence.
What should I do if I miss a loan payment at Republic Finance?
Missing a payment may incur late charges. Contact your local branch or review your loan documents for specific details on late fees.
Which places near Republic Finance in Easley, SC might be useful for customers before or after their visit?
Customers can visit nearby locations such as Speaking Flowers & More for gifts, Duke Sandwich Co for food, or Easley Cinemas 8 for entertainment before or after their visit to Republic Finance.
Can I find beauty or relaxation services near Republic Finance in Easley?
Yes, nearby beauty and spa services include Osaka Spa for relaxation, Great Clips for haircuts, and Pro Nail for nail and beauty treatments.
Are there any financial or employment-related services close to Republic Finance in Easley, SC?
Yes, close by you can find Stephen Rice: Allstate Insurance for financial services and Express Employment Professionals for career counseling and employment agencies.