Business Details
About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Details
- Onsite servicesAvailable
Location
Hours
Reviews
4.3
6 reviews
5 stars
5
4 stars0
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1 star
1
- PWPenny WebbAug 6, 20245.0They r so nice and friendly they explained the contract where I could understand
- GRGerald RhodesNov 26, 20185.0I have been a customer for a little while but plan to be one for a long time. The staff are always friendly and helpful,they have always been able to help me and explain things in a way that is easy to understand. They ALWAYS greet me with a smile when I walk in and are always polite and courteous on the phone. I would recommend them to anyone who wants/needs a loan...
- RRRobert RoyAug 15, 20181.0They are extremely rude in this office. The ladies don't know how to smile. I walked into the office there were 3 people sitting at their desks nobody got up to greet me and there was nobody else in the office! They weren't busy or anything. False advertising from the blank check they mailed me promised a specific payment when I got there they offered me $30 higher payment than what the letter said. DO NOT RECOMMEND THIS OFFICE AT ALL!!!!!!!!! THUMBS DOWN!!!!!!!! Get some friendly people in the office who actually care about their clients!!!!!
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of personal loans does Republic Finance offer?
Republic Finance offers personal loans for bill consolidations, home improvements, vacations, car purchases, car repairs, and other unplanned expenses.
How does pre-qualifying for a loan differ from applying for one at Republic Finance?
Pre-qualification provides an estimate of loan terms based on your credit and information you provide, while final approval depends on completing a full loan application.
Is the loan check I received in the mail from Republic Finance legitimate?
Yes, a loan check is a pre-approved loan offer sent by Republic Finance and is a real check.
Can you explain the difference between the interest rate and APR on Republic Finance loans?
The interest rate only includes the percentage charged to borrow money, whereas the APR includes the interest rate plus any fees required on the loan, such as origination or documentation fees.
What does refinancing a loan with Republic Finance mean?
Refinancing replaces your existing loan with a new one that may have different interest rates, terms, and repayment timelines, incorporating the remaining balance plus any fees and voluntary insurance products.
How quickly can I receive funds after approval from Republic Finance?
If you qualify for electronic funding, money is deposited within 1-2 business days; if you apply in person at a branch, you can receive funds the same day via a paper check.
What is the maximum loan amount I can pre-qualify for online with Republic Finance?
The maximum online pre-qualification loan amount at Republic Finance is $10,000, though actual approval depends on factors like your state and income.
What happens if I miss a loan payment at Republic Finance?
Missing a payment may result in a late charge; you should contact your local branch or check your loan documents for specific late fee details.
What nearby dining options are available around Republic Finance in Conway, SC?
Nearby restaurants include New Kobe (Asian cuisine), CWs Conway and CW's Wings and Ribs (American and sports bar), Little Caesars Pizza, Carolina Wings & Rib House, El Cerro Grande (Tex-Mex), Sonic Drive-In (fast food), and Toyama Hibachi and Wings (Japanese). You might enjoy a meal before or after visiting Republic Finance.
Are there any financial services or related businesses near the Republic Finance branch in Conway?
Yes, nearby financial services include World Finance, Credit Central, Regional Finance, Security Finance, OneMain Financial, and Anderson Brothers Bank, which might be helpful if you are comparing loan options or need additional financial advice.
What nearby businesses can I visit near Republic Finance for errands or shopping?
Nearby you can find stores such as Office Depot, bealls, Burkes Outlet, Rainbow Shops, Dollar Tree, GameStop, Kjs Outlet, and Tienda y Tortilleria El Coco for office supplies, clothing, crafts, gaming, and groceries, making it convenient to combine shopping with your visit to Republic Finance.