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Carolina Trust Federal Credit Union began in 1958. Carolina Trust membership is open to individuals who live, work, worship, volunteer, or attend school in Horry, Georgetown, Marion, Williamsburg or southern Florence County (south of Lynches River), SC or Brunswick County, NC.
Worst bank ever. Hear me out. Lived in MN to CA to SC. only banking problem I've had is WITH Carolina Trust Federal Credit Union. Didn't give a bank card,after I asked to put half my money into a savings account, come to find out all money was in checking. THEY CAN GET ANYTHING RIGHT
TB
T B
Oct 9, 2025
1.0
Been with them for 13 years never having any major problem other then being slow at times. So now I can not deposit or cash a check, mind you it was only $15.00... Anyhow now they willnot except the my check if it has the shorten version of my legal name. Example: my name is Kenneth no more Ken or Kenny, or if my name is Samuel no mor Samm or Sammy, or is my name is Patricia no more Trish or Pat or Patty..
Wow time to pull away. UGHLY bunch that why employees do not last. Manager Brittney very odd that CTFCU is no longer taking ANYONE persons checks that has a shorten name the the birth name.
NB
Noah Barnett
Aug 20, 2025
1.0
Unreasonable amount of limitations regarding loan payoff options, unable to make principal only payments from external accounts, only accept visa in store, limitations on how much a may pay in a single day or week as well.
GJ
GERLINE “Nukee” JENKINS
Jul 27, 2025
5.0
Gerline jenkins I love support it
BW
Brad Whiteis
Jul 12, 2025
5.0
I left the big bank in May 2021 and started using CTFCU. Best decision I ever made!
Frequently Asked Questions About Carolina Trust Federal Credit Union
What are the regular operating hours for Carolina Trust Federal Credit Union?
The credit union is open Monday to Friday from 8:30 AM to 5:00 PM and closed on Saturdays and Sundays.
Does Carolina Trust Federal Credit Union offer drive-thru services and what are its hours?
Yes, the drive-thru is open Monday to Thursday from 8:00 AM to 5:00 PM and Friday from 8:00 AM to 6:00 PM.
Where is Carolina Trust Federal Credit Union located?
It is located at 2518 Main Street, Conway, SC 29526, USA.
Who is eligible for membership at Carolina Trust Federal Credit Union?
Membership is open to individuals who live, work, worship, volunteer, or attend school in Horry, Georgetown, Marion, Williamsburg, or southern Florence County, SC, or Brunswick County, NC.
What types of accounts and financial products does Carolina Trust Federal Credit Union offer?
They offer personal and business checking and savings accounts, youth accounts, safe deposit boxes, car loans, credit cards, home loans, student loans, insurance, business loans, and more.
What banking and financial services are available at Carolina Trust Federal Credit Union?
Services include online banking, mobile banking, telephone banking, ATM access, financial consulting, and credit counseling.
Does Carolina Trust Federal Credit Union provide services for differently-abled individuals?
Yes, the credit union is wheelchair accessible with accessible entrances and parking lots.
What nearby places can I visit around Carolina Trust Federal Credit Union?
Nearby you can visit My Horry News, Waccamaw Publishers, Carolina Forest Chronicle, Horry County Fire Rescue, and the Horry County Police Department.
How can nearby public safety services like Horry County Fire Rescue and Police Department assist me when visiting Carolina Trust Federal Credit Union?
If you need emergency assistance while visiting, Horry County Fire Rescue and Police Department are located nearby to provide prompt service and ensure your safety.
Are there nearby shopping and service locations to visit before or after banking at Carolina Trust Federal Credit Union?
Yes, you can visit places like True Value Hardware, Dick's Pawn Superstore Conway, and Shear Artistry Salon for shopping or personal services near the credit union.