Heights Finance in Columbia, SC offers personal loan options to fit your financial situation with loans up to $10,000. From installment loans and auto loans to debt consolidation, our friendly representatives are here to help. Apply online, in a branch or by phone today!
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loans does Heights Finance in Columbia, SC offer?
Heights Finance offers personal loans including installment loans, auto loans, and debt consolidation loans with amounts up to $10,000.
How can I apply for a loan at Heights Finance?
You can apply for a loan online, by phone, or in a Heights Finance branch.
What do I need to bring when applying for a loan?
Bring two sources of identification, proof of residence, and proof of income such as government IDs, utility bills, or bank statements.
Do I need good credit to qualify for a loan?
Good credit helps but is not strictly required; loan decisions are based on multiple factors. The best way to know is to apply.
What are the branch hours for Heights Finance in Columbia?
The branch is open Monday through Friday from 8:30 AM to 5:30 PM and closed on weekends.
Is there parking and wheelchair access available at the Heights Finance branch?
Yes, there is onsite parking and the entrance is wheelchair accessible.
Are there payment options besides in-branch payments?
Yes, payments can be made online, via a mobile app, automated bank payments, check, money order, and debit card.
Can I refinance my loan with Heights Finance?
If you currently have a loan with Heights Finance, you may be able to refinance by visiting a branch to discuss your options.
What nearby financial services can help me before or after visiting Heights Finance?
1st Heritage Credit and First Heritage Credit, local banks and financial service providers, are nearby and can provide additional loan or credit services.
What nearby amenities can I visit when I come to Heights Finance?
You can visit Sparkleberry Square park for relaxation or Chick-fil-A for a meal before or after your visit to Heights Finance.
Are there nearby services for automotive needs near Heights Finance?
Yes, nearby automotive services include Danny's Automotive and Danny's Performance Automotive Inc., which can assist with repairs or parts.