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Welcome to First Horizon Bank - located in Columbia. Since 1864, we’ve been a bank you can count on. Our financial foundation is so steady you can build a house on it. Mortgage loan included. Our commitment to you has won some pretty big awards. Like Forbes World’s Best Banks. Stop by today and tap into local decision-makers who actually get where you’re coming from. And a go-to banker who is always just a call away.
Details
- Requires appointmentNot available
- Drive-throughAvailable
- Onsite servicesAvailable
- Free parking lotAvailable
Location
First Horizon Bank - Columbia, SC - Main St
1320 Main Street, Columbia, SC
29201, United States
Hours
Reviews
3.8
10 reviews
5 stars
7
4 stars0
3 stars0
2 stars0
1 star
3
- DGDan G3 days ago5.0Needed some help today with some complicated banking issues. Expected a lot of problems but then we met First Horizons’ Rico Montell Snell. He took ownership of the problem and solved it the same day. He even came to a nearby restaurant where he knew we were having lunch to update us on the path to success. Incredible service!!
- JGJoshua GiffordJan 28, 20245.0I have yet to have anything but extremely smooth and trouble-free experiences at this location. I really appreciate the spots in the parking garage reserved for First Horizon as they provide quick access to the building. They validate parking and have actually reminded me of this on one occasion where I forgot to ask. It is somewhat hard to find if you are not familiar with downtown Columbia, but that was easily solved with a quick phone call when I got lost trying to find it on my first visit after moving here from TN. It is also fair to point out that this location is immaculate inside. Everything is clean and dust free. It always smells like a home rather than a business. The staff always dress sharp but not too formal. It really is an ideal experience. I just wish they would open a branch in Lexington for those of us who moved here from towns and cities where they have many locations. 🤞🏼
- LCluna chyldJan 6, 20245.0Super kind, friendly, and helpful lady at the front. Wish we caught her name. Thankful for a bank that cares about their customers. Hard to find these days
- JFJennifer FisherMar 12, 20221.0Worked with a banker to help file a poa to help manage my grandparents account. The banker was rude and condescending and also insensitive about my grandmothers passing. He has never followed up and it’s still not done after 2 weeks. He could have cared less about helping me. What a waste of time. My uncle got his poa filed in FL at another First Horizon branch and it was completed in 2 days. Don’t use this bank
- KBKatie BarkleyMay 18, 20201.0$20 to cash a check ?? How is this legal?? I will always not recommend this bank, and never take this as a form of payment from any customer, I dont even want to think of how horrible it would be to have an account with them
Frequently Asked Questions About First Horizon Bank - Columbia, SC - Main St
What do I need to open a personal checking account?
$50 minimum opening deposit
Social Security number
Date of birth
Personal identification such as a driver’s license, passport, state or government-issued ID
Can I open a personal checking account online?
Yes. Alternatively, you can visit one of our banking centers to apply in person.
Is there a limit on the number of transactions I can make with a personal checking account?
No, there is no limit on the number of transactions.
What are the first steps in the home buying process?
The first steps include assessing your financial situation, getting pre-qualified for a mortgage, and determining your budget. It's also important to start researching neighborhoods and listing your home preferences. First Horizon's mortgage specialists can guide you through these initial steps.
How long does it take to buy a home?
The home buying process typically takes between 30 to 60 days from making an offer to closing. This timeline can vary based on factors such as market conditions, the efficiency of your lender, and the specifics of the transaction.
What is mortgage prequalification and why is it important?
Mortgage prequalification involves a lender reviewing your financial information to determine your loan eligibility and providing a prequalified letter. This letter strengthens your offer on a home by showing sellers you are a serious and qualified buyer.
What types of mortgage loans are available through First Horizon?
First Horizon offers a variety of mortgage loans, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans. Each type has different benefits to suit diverse financial needs.
Can First Horizon help with financing for first-time homebuyers?
Yes, First Horizon offers several programs designed to assist first-time homebuyers, including FHA loans and other options with lower down payment requirements. Our mortgage specialists can help you explore these programs and find the best fit for your needs.
How do I know if mortgage loan refinancing is right for me?
Refinancing may be beneficial if current interest rates are lower than your existing rate, if you want to switch from an adjustable-rate mortgage to a fixed-rate mortgage, or if you need to tap into your home’s equity. Our mortgage specialists can help you evaluate your situation.
What types of small business loans do you offer?
There are many different types of small business loans available, including small business term loans, lines of credit and real estate loans. Talk to a banker today to review your options.
What are the qualifications for a small business loan?
The loan requirements for a small business loan will vary, depending on the loan type and other factors. Here are some things to consider when applying:
Business Plan: Craft a thorough business plan outlining your goals, market analysis, financial projections, and how the loan will be utilized. A well-prepared plan demonstrates your business's viability.
Loan Purpose: Clearly articulate the purpose of the loan and how it will benefit your business. Whether it's for expansion, equipment purchase, working capital or other needs, provide specific details to support your application.
Collateral: Some loans require collateral. If your loan requires collateral, be prepared to offer assets such as real estate, equipment or inventory.
Credit History: Your personal and business credit scores play a significant role. Aim for good scores to enhance your eligibility.
Cash Flow: Lenders assess your business's cash flow to determine your ability to repay the loan. Positive cash flow and consistent revenue are essential indicators of financial stability.
Industry Experience: Your industry expertise and a track record of success can help strengthen your application.
Debt-to-Income Ratio: Lenders evaluate your debt-to-income ratio to gauge your ability to manage additional debt payments. Maintaining a healthy ratio improves your chances of loan approval.
Legal Compliance: Ensure your business complies with all legal and regulatory requirements, including licenses, permits and registrations.
Relationship with Lender: Building a positive relationship with your lender can be advantageous. Regular communication and responsible financial management can help expedite the process.
How long does it take to get a small business loan?
As soon as you recognize the need for funds and can gather the necessary documentation, contact your banker to get the process started. The length of the loan application process is dependent on the complexity of the loan.
What do I need to open a personal checking account at First Horizon Bank in Columbia?
You need a $50 minimum opening deposit, Social Security number, date of birth, and personal ID such as a driver's license or passport.
Can I open a personal checking account online or do I have to visit the banking center?
Yes, you can open a personal checking account online or alternatively visit one of the banking centers in person.
What types of mortgage loans are offered by First Horizon Bank?
First Horizon offers fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans to suit diverse financial needs.
Does First Horizon Bank assist first-time homebuyers with financing?
Yes, First Horizon offers programs such as FHA loans and other options with lower down payment requirements to help first-time homebuyers.
What are the banking hours for First Horizon Bank on Main Street in Columbia?
The bank is open Monday through Friday from 9:00 AM to 5:00 PM and closed on Saturdays and Sundays.
Does First Horizon Bank in Columbia provide mobile banking services?
Yes, First Horizon offers mobile banking through their apps available on the Apple App Store and Google Play Store for convenient banking on the go.
Where is First Horizon Bank located in Columbia, SC?
First Horizon Bank is located at 1320 Main Street, Suite 175, Columbia, SC 29201.
What nearby financial and real estate services are located near First Horizon Bank Columbia?
Nearby services include Keys 2 Key Realty and The Latimore Group for real estate, and Wells Fargo Advisors, Byron Williams, and Bobbi Presper - Morgan Stanley for financial advising.
How can nearby real estate agents like Keys 2 Key Realty complement my visit to First Horizon Bank?
After visiting First Horizon Bank for mortgage or financial services, you can meet with nearby real estate agents like Keys 2 Key Realty to explore home buying options and neighborhood details.
Are there professional marketing services near First Horizon Bank that small business customers can use?
Yes, professional marketing agencies such as BusinessEE, CMI Associates, and FLO Solutions are located nearby to support local business marketing and growth.