Business Details
About
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Welcome to First Horizon Bank - located in Columbia. Since 1864, we’ve been a bank you can count on. Our financial foundation is so steady you can build a house on it. Mortgage loan included. Our commitment to you has won some pretty big awards. Like Forbes World’s Best Banks. Stop by today and tap into local decision-makers who actually get where you’re coming from. And a go-to banker who is always just a call away.
Details
- Requires appointmentNot available
- Drive-throughAvailable
- Onsite servicesAvailable
- Free parking lotAvailable
Location
First Horizon Bank - Columbia, SC - Forest Drive
4840 Forest Drive, Columbia, SC
29206, United States
Hours
Reviews
4.3
21 reviews
5 stars
17
4 stars0
3 stars0
2 stars
1
1 star
3
- JOJoseph ObrienJan 5, 20265.0Very pleased with my experience here at first horizon. Very thankful for the staff and the bank. Especially Lauren and the forest drive location in Columbia South Carolina.
- DPdhruvi patelDec 31, 20255.0Excellent customer service! The team at forest drive is absolutely amazing , patient, friendly and knowledgeable. I have been they client for years and the service has always been top notch Exceptional service from Ms Sasha , Ms Lauren and Mr Charles . Always recommend for friends and family.
- CGCrystal GardnerDec 22, 20255.0Had several issues today and came In to the branch on Forest Drive. Sasha Stone jumped right in to help and was very patient with the many different things going on. She showed exceptional customer service. Would highly recommend.
- SPShawn PeayDec 18, 20251.0I went to this bank today and felt like I was being racially profiled, a teller named Charles talk to me as if I was not supposed to be there. I am a contractor and I was in work clothes, I’m black and he was white, after not to much conversation and kept looking at my id, he picked up the phone and called the lady that I worked for earlier to ask her if she wrote me a check and proceeded loudly in the bank to say how much it was for and my name. The check was only $200, I go to banks all the time with checks for $5,000 or $10,000 and no one is ever called. And after the transaction was done. He didn’t even put the envelope in my hand he through it on the table. I just picked up and left because it is a bank and I’m would be wrong period if I said anything because he works there, so I doing this review because no one can silence this. I will never take another check from this bank to a location. I will be depositing them for now on.
- CCCharlie CateDec 16, 20255.0I receive great service and helpful attention at First Horizon Bank. They take the time to get to know their customers and do whatever they can to ensure their satisfaction. Lauren at the Forest Drive location at Trenholm Plaza is extremely helpful and has taken the time to get to know me, my wife and my family.
Frequently Asked Questions About First Horizon Bank - Columbia, SC - Forest Drive
What do I need to open a personal checking account?
$50 minimum opening deposit
Social Security number
Date of birth
Personal identification such as a driver’s license, passport, state or government-issued ID
Can I open a personal checking account online?
Yes. Alternatively, you can visit one of our banking centers to apply in person.
Is there a limit on the number of transactions I can make with a personal checking account?
No, there is no limit on the number of transactions.
What are the first steps in the home buying process?
The first steps include assessing your financial situation, getting pre-qualified for a mortgage, and determining your budget. It's also important to start researching neighborhoods and listing your home preferences. First Horizon's mortgage specialists can guide you through these initial steps.
How long does it take to buy a home?
The home buying process typically takes between 30 to 60 days from making an offer to closing. This timeline can vary based on factors such as market conditions, the efficiency of your lender, and the specifics of the transaction.
What is mortgage prequalification and why is it important?
Mortgage prequalification involves a lender reviewing your financial information to determine your loan eligibility and providing a prequalified letter. This letter strengthens your offer on a home by showing sellers you are a serious and qualified buyer.
What types of mortgage loans are available through First Horizon?
First Horizon offers a variety of mortgage loans, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans. Each type has different benefits to suit diverse financial needs.
Can First Horizon help with financing for first-time homebuyers?
Yes, First Horizon offers several programs designed to assist first-time homebuyers, including FHA loans and other options with lower down payment requirements. Our mortgage specialists can help you explore these programs and find the best fit for your needs.
How do I know if mortgage loan refinancing is right for me?
Refinancing may be beneficial if current interest rates are lower than your existing rate, if you want to switch from an adjustable-rate mortgage to a fixed-rate mortgage, or if you need to tap into your home’s equity. Our mortgage specialists can help you evaluate your situation.
What types of small business loans do you offer?
There are many different types of small business loans available, including small business term loans, lines of credit and real estate loans. Talk to a banker today to review your options.
What are the qualifications for a small business loan?
The loan requirements for a small business loan will vary, depending on the loan type and other factors. Here are some things to consider when applying:
Business Plan: Craft a thorough business plan outlining your goals, market analysis, financial projections, and how the loan will be utilized. A well-prepared plan demonstrates your business's viability.
Loan Purpose: Clearly articulate the purpose of the loan and how it will benefit your business. Whether it's for expansion, equipment purchase, working capital or other needs, provide specific details to support your application.
Collateral: Some loans require collateral. If your loan requires collateral, be prepared to offer assets such as real estate, equipment or inventory.
Credit History: Your personal and business credit scores play a significant role. Aim for good scores to enhance your eligibility.
Cash Flow: Lenders assess your business's cash flow to determine your ability to repay the loan. Positive cash flow and consistent revenue are essential indicators of financial stability.
Industry Experience: Your industry expertise and a track record of success can help strengthen your application.
Debt-to-Income Ratio: Lenders evaluate your debt-to-income ratio to gauge your ability to manage additional debt payments. Maintaining a healthy ratio improves your chances of loan approval.
Legal Compliance: Ensure your business complies with all legal and regulatory requirements, including licenses, permits and registrations.
Relationship with Lender: Building a positive relationship with your lender can be advantageous. Regular communication and responsible financial management can help expedite the process.
How long does it take to get a small business loan?
As soon as you recognize the need for funds and can gather the necessary documentation, contact your banker to get the process started. The length of the loan application process is dependent on the complexity of the loan.
What are the drive-through hours for First Horizon Bank - Columbia, SC - Forest Drive?
The drive-through is open Monday to Friday from 9:00 AM to 5:00 PM and closed on weekends.
Can I open a personal checking account online with First Horizon Bank?
Yes, you can open a personal checking account online or visit one of their banking centers to apply in person.
What do I need to open a personal checking account at First Horizon Bank?
You need a $50 minimum opening deposit, Social Security number, date of birth, and personal identification such as a driver's license or passport.
What types of mortgage loans does First Horizon Bank offer?
They offer fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans tailored to diverse financial needs.
Does First Horizon Bank assist first-time homebuyers?
Yes, they offer programs like FHA loans designed to help first-time homebuyers with options including lower down payment requirements.
What are the typical hours of operation for First Horizon Bank - Columbia, SC - Forest Drive?
The bank is open Monday through Friday from 9:00 AM to 5:00 PM and closed on Saturdays and Sundays.
Which nearby shopping options can I visit near First Horizon Bank on Forest Drive?
Nearby shopping includes Anthropologie, Chico’s, J Crew, Kendra Scott, Lululemon, and HomeGoods, offering a variety of clothing, jewelry, and home goods stores.
Are there dining options near First Horizon Bank where I can eat before or after my visit?
Yes, nearby restaurants include Rosso Trattoria Italia for Italian cuisine, CO for Asian food, and ZENSHI Handcrafted Sushi for sushi lovers.
How can nearby transit or services like the Bank of America ATM help when visiting First Horizon Bank?
The nearby Bank of America ATM provides additional access to banking services close to First Horizon, which may be convenient if you are in the area and need quick ATM access.
Does First Horizon Bank offer mobile banking apps for convenient account management?
Yes, they offer mobile banking apps available on iOS and Android platforms to manage your finances conveniently anytime, anywhere.