Business Details
About
Loan AgencySouthern Management Corporation
Heights Finance in Cheraw, SC offers personal loan options to fit your financial situation with loans up to $10,000. From installment loans and auto loans to debt consolidation, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- On-site parkingAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.9
108 reviews
5 stars
102
4 stars
5
3 stars1
2 stars0
1 star0
- JJJustJaneJun 23, 20225.0Heather was kind and patient, also called an waited for me even a little after their allotted hours.
- DBDenoris BlantonJun 3, 20225.0I really didn’t want to have to get a loan and I expressed that to the loan officer but I had an immediate and urgent issue arise, and I was approved immediately. The staff at the Cheraw SC office were very understanding and showed genuine concern. So, I commend them on making my visit and business with them easy, painless and rapid. I recommend anyone in a emergency situation to give them a call
Frequently Asked Questions About Heights Finance
What is an installment loan?
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loans does Heights Finance offer in Cheraw, SC?
Heights Finance offers personal loans including installment loans, auto loans, and debt consolidation loans with amounts up to $10,000.
How can I apply for a loan at Heights Finance?
You can apply by calling, visiting the branch in person, or applying online through their website.
What documents do I need to bring for the loan application?
Please bring two sources of identification, residence, and income verification such as government-issued IDs, proof of income, or utility/bank statements.
Do I need good credit to qualify for a loan?
Good credit helps, but decisions are based on multiple factors. You may qualify without stellar credit by applying and consulting with their representatives.
What are Heights Finance's business hours in Cheraw?
The branch is open Monday through Friday from 8:30 AM to 5:30 PM and closed on weekends.
Is the Heights Finance branch wheelchair accessible and does it have parking?
Yes, the branch has a wheelchair accessible entrance and onsite parking available.
Are there nearby dining options near Heights Finance in Cheraw?
Yes, nearby dining includes Tokyo Japanese Cuisine for sushi, HWY 55 Burgers Shakes & Fries for American food, Domino's Pizza, and Burger King for fast food. Customers can conveniently grab a meal before or after their visit.
What financial services are near Heights Finance in Cheraw?
Nearby financial service options include Advance America, 1st Franklin Financial, Security Finance, Regional Finance, and OneMain Financial, providing customers alternatives for loans and cash advances.
Where can I shop for everyday needs near Heights Finance?
Customers can visit Walmart Cheraw for groceries and mobile needs, Dollar Tree for discount items, and Carter Jewelers for jewelry nearby Heights Finance.
Does Heights Finance offer online account management?
Yes, Heights Finance provides mobile apps for Android and iOS for customers to manage their accounts conveniently.