Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers personal loans including bill consolidation, home improvement, vacation, car purchase, car repair, and other unplanned expenses loans.

Pre-qualification gives an estimate of loan terms you may qualify for based on your credit and information provided, while final approval depends on completing a full loan application.

Yes, it is a real pre-approved loan offer check from Republic Finance.

The interest rate is the cost charged for borrowing money, excluding fees, while APR includes both the interest rate and fees such as origination and closing fees, making it typically higher.

Refinancing replaces your existing loan with a new loan that may have a new interest rate, revised terms, and repayment timeline, including remaining balances and fees.

Funds are deposited electronically within 1-2 business days if you qualify; if closing at the office, you receive funds the same day via paper check.

The largest loan amount you can pre-qualify for online is $10,000, though approval size depends on factors like state residence and income.

Missing a payment may result in a late charge; contact your local branch or check your loan documents for specific details.

Nearby financial services include 1st Heritage Credit and First Heritage Credit banks, which can offer additional banking or loan options to customers visiting Republic Finance.

Yes, multiple beauty salons and spas like Nail Art, Carolina Waxing by Sheila, Sally Beauty, and Hana's Hair Salon are nearby, making it convenient to combine financial visits with personal care appointments.

Nearby shopping options include Ross Dress for Less, Party City, Dollar Tree, and West Ashley Shoppes, offering a variety of retail and discount stores accessible when visiting Republic Finance.