When you bank with United Community, you'll enjoy convenient access to your personal or business accounts at any of our branches, online or through our mobile app. Open an account, apply for a loan or get sound financial advice from our advisory services. We're in it together, for good.
Rachel was a great help at the teller window, answering all my questions. She was professional, efficient and caring.
JF
Joanna Foster
Sep 24, 2025
1.0
After 20 years relationship, I feel completely shafted by the bank. Their mismanagement of handling a simple wire has cost me over $400. And their corporate offices have tried to shift responsibility to me rather than acknowledge the lack of training for their staff to do wires. Also, they repeatedly assured me they would correct the situation, and instead have tried to make it my fault. I have moved all my business to another bank
And highly recommend "buyer beware" , they are not "community" .
II
Inbox99
Aug 28, 2025
5.0
The best bank I’ve ever had to open an account with. I had a complex issue, and Kirk just got it done. These are the people you want to deal with. When you call the branch, they actually answer the phone. Well run bank, glad to be a new customer.
What types of checking accounts does United Community offer?
We offer personal and business checking accounts with features like online banking, mobile deposits, and no monthly fees on select accounts. Visit your local branch to find the best fit for your needs.
How do I open a savings account at this branch?
You can open a savings account online or in person. Our team will help you choose between regular savings, money market accounts, and CDs based on your goals.
What do I need to bring to open a checking account?
Please bring a valid photo ID and your Social Security number. Business customers should also bring business formation documents.
Can I apply for a mortgage at this branch?
Yes! Our mortgage specialists are available to guide you through the application process and help you find the right loan for your home purchase or refinance.
What is a HELOC and how do I apply?
A Home Equity Line of Credit (HELOC) lets you borrow against your home’s equity. To apply, fill out the form at ucbi.com/home-equity or meet with a banker at this branch.
Do you offer small business loans?
Absolutely. We provide a variety of business loan solutions including SBA loans, equipment financing, and lines of credit tailored to small business needs. Schedule a consultation with a business banker today.
How do I enroll in online banking?
You can enroll through our website or mobile app. If you need help, our branch staff can walk you through the process.
Can I deposit checks using my phone?
Yes! Use our mobile banking app to deposit checks anytime, anywhere. It’s fast, secure, and easy to use.
What services are available at this branch?
This location offers personal and business banking, mortgage assistance, loan consultations, financial advisor services, and more. Walk-ins are welcome, or you can schedule an appointment.
What are the regular business hours for United Community Bluffton Burnt Church Rd branch?
The branch is open Monday to Friday from 8:30 AM to 5:00 PM and is closed on Saturdays and Sundays.
Does United Community offer drive-through banking services?
Yes, the drive-through is available Monday through Friday from 8:30 AM to 5:00 PM, and is closed on weekends.
Are there any special holiday hours for United Community?
Yes, the branch is closed on November 11, November 27, and December 25, 2025. On December 24, 2025, it is open from 8:00 AM to 12:00 PM.
What payment options does United Community accept?
United Community accepts Cash, Check, Financing, Mastercard, Visa, and Zelle payments.
Is the United Community branch at Burnt Church Rd wheelchair accessible?
Yes, it has a wheelchair-accessible entrance and parking.
Do I need an appointment to visit United Community in Bluffton?
No, appointments are not required to visit this branch.
Where can I find United Community online on social media?
You can find United Community on LinkedIn, TikTok, YouTube, Facebook, Instagram (@unitedcommunitybank), and Twitter (@ucbi).
What nearby coffee shops can I visit before or after my appointment at United Community?
Nearby coffee spots include Dunkin' and Starbucks, both great for grabbing a coffee or snack around your visit.
Are there any gyms or fitness centers close to the United Community bank?
Yes, there are several nearby including Reverence Wrestling Club, Gunner Strength, and Planet Fitness to help you stay active.
What other services or shops are located near United Community on Burnt Church Rd that I might find useful?
Nearby you can find LibertyX Bitcoin ATM, Cocoa Rose Salon, Pink Polish 2 Nail salon, A1 Liquors and Wines, Metro by T-Mobile, and Western Union for a variety of convenient services.