Business Details
About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
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- Onsite servicesAvailable
Location
Hours
Reviews
4.4
8 reviews
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1 star
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- CCCindi CarterDec 2, 20245.0THIS BRANCH IN BLUFFTON, SC HAS THE NICEST, KNOWLEDGEABLE, HELPFUL STAFF. I HIGHLY RECOMMEND REACHING OUT TO THIS BRANCH IF YOU ARE NEEDING ANY FINANCIAL HELP.
- JEJohn EdwardsMay 8, 20244.0The service is fast professional and friendly I would recommend them for all my friends who are in need
- CSclaudia sosaJun 6, 20235.0The customer service improved since few year ago .more professional and friendly
- JBJoe BlackApr 29, 20215.0Whenever I have been in a jam and needed funds they have been helpful. I would recommend to anyone in need of building your credit or in need of money.
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What services does Republic Finance offer?
Republic Finance offers personal loans for various needs including bill consolidation, home improvements, vacations, car purchases, car repairs, and emergency expenses.
How does pre-qualification for a loan differ from a loan application?
Pre-qualification provides an estimate of loan terms you may qualify for based on credit and information provided. Final approval and terms depend on completing a full loan application.
Is the loan check I received in the mail from Republic Finance real?
Yes, the loan check is a real, pre-approved loan offer from Republic Finance.
What is the difference between the interest rate and the APR on a loan?
The interest rate is the percentage cost of borrowing money, excluding fees. APR includes interest plus applicable fees and charges, usually resulting in a higher percentage.
What does it mean to refinance a loan with Republic Finance?
Refinancing replaces your current loan with a new one that may have new interest rates, terms, or repayment timelines, including outstanding balances, fees, and optional insurance.
How quickly can I receive funds after loan approval?
If eligible for electronic funding, funds are deposited within 1-2 business days. Loans closed in-store receive funds the same day via paper check.
What is the maximum loan amount I can apply for at Republic Finance Bluffton?
The largest loan amount you can pre-qualify for online is $10,000, with approval amounts depending on residence and income factors.
What are the operating hours for Republic Finance in Bluffton, SC?
Republic Finance is open Monday to Friday from 8:30 AM to 5:30 PM and closed on weekends and major holidays like Thanksgiving and Christmas.
What nearby places can I visit before or after visiting Republic Finance in Bluffton?
Nearby places include South Carolina Orthodontics for dental needs, Tailored Tips nail salon for pampering, and Mathnasium tutoring center for educational support.
How can nearby financial services complement my visit to Republic Finance?
Nearby financial services like Edward Jones Investments and Jackson Hewitt Tax Service offer investment and tax help, useful for comprehensive financial planning alongside your loan needs.
Are there any local wellness businesses near Republic Finance I can visit for relaxation?
Yes, you can visit Balance Massage Spa or PURE Medical Spa close by for massage, reflexology, and medical spa services to help you relax before or after your financial consultation.