Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers various personal loans including bill consolidation, home improvement, vacation, car purchase, car repair, emergency, holiday, K-12 school, and auto-secured loans.

Pre-qualification provides an estimate of loan terms based on your credit and information you provide. Final approval requires a full loan application.

The interest rate is the cost to borrow money excluding fees, while the APR includes interest plus fees such as origination and documentation fees, expressed as a percentage rate.

If eligible for electronic funding, funds are deposited within 1-2 business days. Closing a loan in the office results in receiving funds the same day via paper check.

You may be charged a late fee if payments are not made on time. Contact your local branch or review your loan documents for details on late charges.

Republic Finance is open Monday through Friday from 8:30 AM to 5:30 PM and closed on Saturdays, Sundays, and certain holidays like Thanksgiving and Christmas.

It is located at 2508 North Main Street, Suite E, Anderson, SC 29621, United States.

Nearby places include Vine and Broad lighting and home decor store, The Raven's Hollow Barbershop for grooming, and Osaka Express Japanese Cuisine for dining options.

Yes, Beautiful Faces spa and PANDA FOOT Massage are nearby for beauty and relaxation services.

Yes, Michael Thompson, MBA - CENTURY 21 Anderson Properties, Inc and Jeff Waters Real Estate are nearby real estate agents who can assist with property needs.