Business Details
About
Loan AgencyInvestment ServiceRepublic Finance
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Details
- Onsite servicesAvailable
Location
Hours
Reviews
4.9
7 reviews
5 stars
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4 stars
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1 star0
- TRTrinna RaySep 18, 20255.0Connor was fantastic in helping me
- AWArthur WatsonAug 29, 20255.0Republic Finance has been very helpful.
- AMAngela MooreJul 21, 20255.0All of them have always been so nice and helpful to me.
- JWJessica WhitenerAug 28, 20184.0Some there are great others dont have to rude sometimes people just cant remember things i hate that ur jobs so hard answering a phone u have to be rude to ur paying customers but as long as im calling to make that payment they are not rude but no other questions please...i dont wanna have to type stuff in and rudely put u on hold in the middle of u talking hmmmmm...
- LHLois HertzlerAug 17, 20185.0A group of people are nice kind and great
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of loans does Republic Finance offer?
Republic Finance offers various personal loans including bill consolidation, home improvement, vacation, car purchase, car repair, emergency, holiday, K-12 school, and auto-secured loans.
How can I get pre-qualified for a loan at Republic Finance?
Pre-qualification provides an estimate of loan terms based on your credit and information you provide. Final approval requires a full loan application.
What is the difference between interest rate and APR?
The interest rate is the cost to borrow money excluding fees, while the APR includes interest plus fees such as origination and documentation fees, expressed as a percentage rate.
How long does it take to receive funds after loan approval?
If eligible for electronic funding, funds are deposited within 1-2 business days. Closing a loan in the office results in receiving funds the same day via paper check.
What happens if I miss a loan payment at Republic Finance?
You may be charged a late fee if payments are not made on time. Contact your local branch or review your loan documents for details on late charges.
What are the operating hours of Republic Finance in Anderson, SC?
Republic Finance is open Monday through Friday from 8:30 AM to 5:30 PM and closed on Saturdays, Sundays, and certain holidays like Thanksgiving and Christmas.
Where is the Republic Finance Anderson location?
It is located at 2508 North Main Street, Suite E, Anderson, SC 29621, United States.
What nearby places can I visit when I come to Republic Finance in Anderson?
Nearby places include Vine and Broad lighting and home decor store, The Raven's Hollow Barbershop for grooming, and Osaka Express Japanese Cuisine for dining options.
Can I visit any beauty and wellness places close to Republic Finance?
Yes, Beautiful Faces spa and PANDA FOOT Massage are nearby for beauty and relaxation services.
Are there any real estate services near Republic Finance in Anderson, SC?
Yes, Michael Thompson, MBA - CENTURY 21 Anderson Properties, Inc and Jeff Waters Real Estate are nearby real estate agents who can assist with property needs.