Business Details
About
Loan Agency
easyfinancial in Summerside provides a better option to expensive payday lenders. If you've been turned down by the bank, we will help you get the personal loan you need. Fast, convenient access to cash when others won't approve.
Location
Hours
Reviews
5.0
201 reviews
5 stars
200
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1 star1
- CCCharisa CouvretteMay 30, 20255.0Heather was an absolute pleasure and helped get me through the process in a way that was easy to understand. She explains all of the terms thoroughly and keeps you smiling while she does it. Couldn’t recommend this branch more. Great job
- NNNewfus NewfoundlandSep 11, 20245.0Great service. Easy and no stress. Heather was very helpful in getting me the loan and answering all my questions
Frequently Asked Questions About easyfinancial Services
What is the difference between a Personal Loan and a Home Equity Loan?
A Personal Loan allows you to access funds without having to provide any collateral to secure the loan against. easyfinancial Personal Loans have rates starting at 29.99% and loan amounts up to $20,000 with no fees or pre-payment penalties. A Home Equity Loan requires you to secure your loan with collateral such as a home. By securing your loan, you can access higher loan amounts up to $75,000 and lower rates as low as 14.99%.
What documents are needed to get an approval for a Personal Loan?
We require the following documents: 1. Two most recent pay stubs 2. Last 90 days of banking information 3. 1 recent bill addressed to your current home 4. A piece of non-expired government photo ID
What are the minimum requirements needed to qualify for a loan?
The minimum requirements to qualify for a loan are: 1. Age – depending on the province, the minimum age is either 18 or 19. 2. Employment Status - Your employment status must be full-time, part-time, self-employed, seasonal, maternity leave, retired (pension), or disabled. A customer’s employment status cannot be social assistance (i.e. welfare) or unemployed (EI) (unless the EI income is a result of maternity leave or a seasonal layoff). 3. Residency status - A customer must be a Citizen of Canada or a Resident of Canada whose status is Permanent Resident, Work Permit, or Foreign Student for at least 6 months. A customer whose Residency Status is Visitor or Other is not eligible for a loan. 4. Minimum Income - A customer must have a minimum monthly net income of $1,200 of which $1,000 must be full-time, part-time, self-employed, disability or pension.
What types of loans does easyfinancial Services in Summerside offer?
easyfinancial Services offers personal loans, bad credit loans, debt consolidation loans, car loans, installment loans, home equity loans, auto loans, retail financing, and small business loans.
What are the minimum requirements to qualify for a loan at easyfinancial Services?
To qualify, you must meet age requirements (18 or 19 depending on province), have acceptable employment status (full-time, part-time, self-employed, seasonal, maternity leave, retired, or disabled), be a Canadian citizen or permanent resident with status for at least 6 months, and have a minimum monthly net income of $1,200.
What documents are needed to get approval for a personal loan at this location?
You will need two most recent pay stubs, last 90 days of banking information, one recent bill addressed to your current home, and a valid government photo ID.
What is the difference between a Personal Loan and a Home Equity Loan at easyfinancial Services?
A Personal Loan does not require collateral and offers rates starting at 29.99% up to $20,000, while a Home Equity Loan requires collateral like a home and offers higher amounts up to $75,000 with lower rates starting at 14.99%.
What are the opening hours of easyfinancial Services in Summerside?
The branch is open Monday to Friday from 10:00 AM to 7:00 PM, Saturdays from 9:00 AM to 5:00 PM, and closed on Sundays.
How can I contact easyfinancial Services in Summerside?
You can call them at +1 902-436-4666 or email branch2937@goeasy.com for inquiries.
Where is easyfinancial Services located in Summerside?
It is located at 505 Granville Street, Summerside, PE, C1N 6V7, Canada.
What nearby places can I visit around easyfinancial Services in Summerside?
Nearby you can find Mint Spa for relaxation, Kelly's Flower Shoppe for gifts, and Samuel's Coffee for a cafe break.
Are there any nearby financial services close to easyfinancial Services?
Yes, you can find RBC Royal Bank ATM, Scotiabank, TD Canada Trust Branch and ATM, and Western Union nearby for additional financial services.
What dining options are available near easyfinancial Services in Summerside?
Nearby dining includes Domino's Pizza, Robins Donuts, Dairy Queen, Burger King Canada, and McDonald's Canada for various fast food and casual meals.