Business Details
About
Loan Agency
easyfinancial in Charlottetown provides a better option to expensive payday lenders. If you've been turned down by the bank, we will help you get the personal loan you need. Fast, convenient access to cash when others won't approve.
Location
easyfinancial Services (CLOSED)
339 University Avenue, Charlottetown, PE
C1A 4M8, Canada
Hours
Reviews
4.9
121 reviews
5 stars
111
4 stars
9
3 stars0
2 stars0
1 star1
- NSNorma SquiresMar 16, 20235.0Nishant was wonderful highly recommend this branch thank you
- RKRobin KedyMar 10, 20215.0Mansi went above and beyond to help me. She is amazing
- SMSajish V MFeb 25, 20205.0Great service, quite friendly and to the point. Were a great help in the time of need.
Frequently Asked Questions About easyfinancial Services (CLOSED)
What is the difference between a Personal Loan and a Home Equity Loan?
A Personal Loan allows you to access funds without having to provide any collateral to secure the loan against. easyfinancial Personal Loans have rates starting at 29.99% and loan amounts up to $20,000 with no fees or pre-payment penalties. A Home Equity Loan requires you to secure your loan with collateral such as a home. By securing your loan, you can access higher loan amounts up to $75,000 and lower rates as low as 14.99%.
What documents are needed to get an approval for a Personal Loan?
We require the following documents: 1. Two most recent pay stubs 2. Last 90 days of banking information 3. 1 recent bill addressed to your current home 4. A piece of non-expired government photo ID
What are the minimum requirements needed to qualify for a loan?
The minimum requirements to qualify for a loan are: 1. Age – depending on the province, the minimum age is either 18 or 19. 2. Employment Status - Your employment status must be full-time, part-time, self-employed, seasonal, maternity leave, retired (pension), or disabled. A customer’s employment status cannot be social assistance (i.e. welfare) or unemployed (EI) (unless the EI income is a result of maternity leave or a seasonal layoff). 3. Residency status - A customer must be a Citizen of Canada or a Resident of Canada whose status is Permanent Resident, Work Permit, or Foreign Student for at least 6 months. A customer whose Residency Status is Visitor or Other is not eligible for a loan. 4. Minimum Income - A customer must have a minimum monthly net income of $1,200 of which $1,000 must be full-time, part-time, self-employed, disability or pension.
What types of loans does easyfinancial Services offer in Charlottetown?
easyfinancial Services offers debt consolidation loans, bad credit loans, personal loans, car loans, installment loans, and home equity loans.
What is the difference between a Personal Loan and a Home Equity Loan at easyfinancial?
A Personal Loan does not require collateral and offers loan amounts up to $20,000 with rates starting at 29.99%. A Home Equity Loan is secured with collateral such as a home, allowing for higher loan amounts up to $75,000 and rates as low as 14.99%.
What documents do I need to apply for a Personal Loan at easyfinancial Charlottetown?
You need two recent pay stubs, bank statements from the last 90 days, a recent bill addressed to your home, and a valid government photo ID.
What are the minimum qualifications required to get a loan from easyfinancial?
You must be a Canadian citizen or resident for at least six months, aged 18 or 19 depending on the province, have employment (full-time, part-time, self-employed, etc.), and a minimum monthly net income of $1,200, with $1,000 from qualifying employment sources.
Is the easyfinancial Services branch at 339 University Avenue currently open?
No, the easyfinancial Services branch at 339 University Avenue in Charlottetown is currently closed.
How can I contact easyfinancial Services for inquiries or support?
You can call their main phone number at +1 902-894-9451 or email branch2910@goeasy.com.
Where can I find COVID-19 information related to easyfinancial Services?
COVID-19 related information can be found at https://www.easyfinancial.com/covid19.
What nearby stores can I visit when I am at easyfinancial Services on University Avenue?
Nearby you can visit Topfresh Asian Grocery for your health food needs, Value Village thrift store for shopping, and Blue Ribbon Pet Supply if you have pets.
Are there any nearby medical or pharmacy services close to easyfinancial in Charlottetown?
Yes, nearby medical-related places include MBS Specimen Collection, Murphy's Queen Street Pharmacy, Guardian - Murphy's Queen St Pharmacy, and Queen Street Medical Center for health and pharmacy needs.
What dining options are near easyfinancial Services at 339 University Avenue?
Nearby dining includes Bombay Cuisine Charlottetown for Indian cuisine and Papa Joe's for American-style pizza and food.