Advantage Credit Counseling Service is a Non-Profit organization that has been successfully assisting consumers with debt relief for over 50 years by providing free credit counseling and our Debt Management Program. As a Non-Profit Consumer Credit Counseling agency incorporated in 1968, Advantage CCS educates consumers about wise debt management and the responsible use of credit. The agency enlightens and assists thousands of people each year through our consumer credit counseling, debt management program, and various community education programs. The services of Advantage CCS enhance our clients' lives, their family stability, and the community. We provide private and confidential consumer credit counseling, bankruptcy counseling, bankruptcy education, a Debt Management Program, a Credit Report Review service, Housing Counseling, and much more. We are accredited by the Council on Accreditation (COA) and are members of the Better Business Bureau (BBB) with an A+ Rating. Advantage Credit Counseling Service has been designated a certified comprehensive housing counseling agency by the U.S. Department of Housing and Urban Development (HUD). The agency is also a proud member of the National Foundation for Credit Counseling (NFCC).
The employeees were so helpful in consolodating my debts. This is a great program. This is the second time (unfortunately) I have used ACCS and I can recommend them whole-heartedly.
KR
Kris Roach
Aug 4, 2025
5.0
Very good customer service and helpful throughout the process! The only suggestion we have would be to allow for electronic withdrawal when payments are a couple of days late rather than having to get a money order to send. Other than that, it was a great experience!
JM
jeffrey moore
Nov 8, 2023
5.0
They are nonprofit, big difference. You will pay the entire principal back, but they will negotiate a much lower interest rate. More importantly when you pay off loan your previous financial situation will not show up as a problem. None of my cards were ever cancelled I just couldn't use them during the period of the loan. Please give them a call and talk before you sign with someone else: they want to help you. They've helped me twice.
CK
Christina Kiefer
Nov 6, 2023
5.0
They made the process so easy from start to finish. When I was able to pay off everything they handled contacting all of my creditors for me and set up payoffs.
GD
Galen Desch
Dec 19, 2018
5.0
The advantage process is explained in detail.
They help get my feet back on level ground again. Help is just an email or text home call away.
Frequently Asked Questions About Advantage Credit Counseling Service
What services does Advantage Credit Counseling Service provide?
Advantage Credit Counseling Service offers credit counseling, a Debt Management Program, bankruptcy counseling and education, housing counseling, credit report reviews, and student loan counseling.
What are the office hours of Advantage Credit Counseling Service?
The office is open Monday to Thursday from 8:00 AM to 8:00 PM, and Friday from 8:00 AM to 5:00 PM. It is closed on Saturdays and Sundays.
Is Advantage Credit Counseling Service a non-profit organization?
Yes, Advantage Credit Counseling Service is a non-profit organization incorporated in 1968, providing free credit counseling and debt relief programs.
How can I contact Advantage Credit Counseling Service?
You can reach them by phone at +1 412-390-1300 or toll-free at +1 866-699-2227. Email inquiries can be sent to info@advantageccs.org.
Where is Advantage Credit Counseling Service located?
Their office is at 2403 Sidney Street, Suite 250, Pittsburgh, PA 15203, USA.
Does Advantage Credit Counseling Service offer online appointments?
Yes, they offer online appointments along with onsite services, but appointments are required.
Is the Advantage Credit Counseling Service office accessible for people with disabilities?
Yes, they have wheelchair accessible entrances, parking, and restrooms to accommodate visitors with disabilities.
What nearby places can I visit around Advantage Credit Counseling Service?
Nearby you can find legal firms like the Law Offices of Rodney Shepherd and Sanchez Law Firm, as well as financial advisors like Safety First Financial and Investment Horizons, which might complement your financial counseling experience.
How can nearby transportation or services help me reach Advantage Credit Counseling Service?
You can take an Uber to AdvantageCCS, which offers convenient rides directly to your counseling session. The neighborhood also includes various professional services and rental options that may assist your visit.
Are there community services or non-profits near Advantage Credit Counseling Service that I might find useful?
Yes, nearby community-focused organizations include Life's Work of Western PA and the National Kidney Foundation, providing additional support and resources in the area.