Ephrata National Bank is an independent community bank that has provided simple and convenient personal and business banking services in Lancaster County and the surrounding areas since 1881. We live in the communities we work in and we’re proud of the financial opportunities and educational resources we provide to our neighbors.
I have had the opportunity to work with Michael C. and Stacy C. It was such a pleasure and they made My first time home buying process go quickly and smoothly. Not only did my process go quickly and smoothly but I got to utilize The First Front Door grant program which helped drastically, I got a great interest rate, and was able to get to settlement in a matter of 3 weeks. It was such a pleasure to work with you guys. Thank you.
EO
EVE O
Dec 9, 2025
5.0
I was referred to ENB and had the pleasure to meet Michael Cook and Stacy Cárcel. They were very helpful with answering any questions I had and working with me in this new journey. I would definitely recommend them both and ENB to any first time home owners. Thank you all for your help and making my wish come true definitely a proud home owner!
AR
Ada Rivera
Nov 21, 2025
5.0
Micheal and Stacey! Buying my first home is a huge milestone, and I am so grateful for the amazing team who helped make it happen. From start to finish, they were patient, supportive, and always willing to explain every step of the process.
They kept me informed, answered every question quickly, and made sure I understood exactly what I needed to do. Getting a loan for a first home can feel overwhelming, but they made it smooth, organized, and stress-free. Their professionalism and kindness truly stood out.
Thank you for going above and beyond to help me close on my first house. I couldn’t have asked for a better team to guide me through this journey!
Highly recommend to anyone looking for a lender who is reliable, knowledgeable, and genuinely cares.
ZR
Zuly Rivera
Nov 12, 2025
5.0
Michael Cook and Stacy Carcel are the best together team i have work with for being a first homebuyers. They were kind, polite, understanding, patient, profesional and i recommended them 100 percent. You guys rock......Thank you for helping us bring homeowners
CT
Calvin Taylor
Oct 27, 2025
5.0
Could not have had a better experience than working with Andrea while purchasing our new home. ENB support continues even after the mortgage is approved and closing, working with professional and personable people such as Peggy, Camille, and Andrea (who is still following our account to make sure we are still having the best experience). Thank you, ALL!
Frequently Asked Questions About Ephrata National Bank
What are the business hours of Ephrata National Bank?
Ephrata National Bank is open Monday to Thursday from 9:00 AM to 4:00 PM, and Friday from 9:00 AM to 5:30 PM. The bank is closed on Saturdays and Sundays.
Where is Ephrata National Bank located?
The bank is located at 31 E Main Street, Ephrata, PA 17522, United States.
What types of financial products does Ephrata National Bank offer?
They offer loans, mortgages, checking accounts, savings accounts, investments, and ATM services.
Is Ephrata National Bank wheelchair accessible?
Yes, the bank has a wheelchair accessible entrance.
How can I contact Ephrata National Bank?
You can reach them by phone at +1 717-721-5308 or toll-free at +1 877-773-6605, or via email at enb@epnb.com.
Does Ephrata National Bank require appointments for banking services?
No, appointments are not required to access banking services at Ephrata National Bank.
What nearby places can I visit around Ephrata National Bank?
Nearby you can visit the Heart of Friendship Art Gallery for arts and crafts, Mini Mart Dollar Store for groceries and discounts, and the Denture Center of Ephrata for dental services.
Are there nearby dining options near Ephrata National Bank?
Yes, nearby dining options include Laura The Cookie Lady bakery, CJEphrata Pizza, Ephrata Pizza & Italian Restaurant, and Tacos El Gordo Mexican restaurant.
Where can I get tax services near Ephrata National Bank?
Liberty Tax Service and Liberty Tax offices are close by for your tax preparation needs.
What community and professional services are near Ephrata National Bank?
Nearby community services include Mainspring of Ephrata non-profits and insurance agencies like Douple Agency, Inc. and Douple Insurance Agency.