Ephrata National Bank is an independent community bank that has provided simple and convenient personal and business banking services in Lancaster County and the surrounding areas since 1881. We live in the communities we work in and we’re proud of the financial opportunities and educational resources we provide to our neighbors.
Buying my first home is a huge milestone, and I am so grateful for the amazing team who helped make it happen. From start to finish, they were patient, supportive, and always willing to explain every step of the process.
They kept me informed, answered every question quickly, and made sure I understood exactly what I needed to do. Getting a loan for a first home can feel overwhelming, but they made it smooth, organized, and stress-free. Their professionalism and kindness truly stood out.
Thank you for going above and beyond to help me close on my first house. I couldn’t have asked for a better team to guide me through this journey!
Highly recommend to anyone looking for a lender who is reliable, knowledgeable, and genuinely cares.
ZR
Zuly Rivera
Nov 12, 2025
5.0
Michael Cook and Stacy Carcel are the best together team i have work with for being a first homebuyers. They were kind, polite, understanding, patient, profesional and i recommended them 100 percent. You guys rock......Thank you for helping us bring homeowners
CT
Calvin Taylor
Oct 27, 2025
5.0
Could not have had a better experience than working with Andrea while purchasing our new home. ENB support continues even after the mortgage is approved and closing, working with professional and personable people such as Peggy, Camille, and Andrea (who is still following our account to make sure we are still having the best experience). Thank you, ALL!
JM
Johan Muñoz
Aug 22, 2025
5.0
I would like to express my sincere gratitude to Michael D Cook and Stacy C. Carcel for their outstanding work and professionalism. They both showed exceptional commitment, working diligently and tirelessly to achieve the goal of securing my mortgage. Their support, knowledge, and constant dedication truly made the difference throughout the process.i am truly grateful for their help and believe they are extremely valuable to the company they work for. I highly recommend their services to anyone looking for professional, reliable, and effective guidance. Thank you
GB
Gabriel Bianchi
Aug 7, 2023
1.0
We drove close to an hour to be told my request was "too time consuming" as they will be closing soon and are too busy being a drive up only location. I get off work every day at 3pm, most branches close at 4, and I purposely drove the addition time since this location stated it was open until 5pm. When I arrived at 4:27pm today, no agent was at the window. The agent that "helped" us was named Holly, and spent more time making excuses than actually offering advise. At one point she recommended I just use the Internet for the information. If I wanted to look it up, as I did before arriving, I would have... Needless to say, I am weighing my options on banking elsewhere. Highly recommend staying away from this branch!!!
Frequently Asked Questions About Ephrata National Bank
What are the business hours of Ephrata National Bank?
Ephrata National Bank is open Monday to Thursday from 9:00 AM to 4:00 PM, and Friday from 9:00 AM to 5:30 PM. The bank is closed on Saturdays and Sundays.
Where is Ephrata National Bank located?
The bank is located at 31 E Main Street, Ephrata, PA 17522, United States.
What types of financial products does Ephrata National Bank offer?
They offer loans, mortgages, checking accounts, savings accounts, investments, and ATM services.
Is Ephrata National Bank wheelchair accessible?
Yes, the bank has a wheelchair accessible entrance.
How can I contact Ephrata National Bank?
You can reach them by phone at +1 717-721-5308 or toll-free at +1 877-773-6605, or via email at enb@epnb.com.
Does Ephrata National Bank require appointments for banking services?
No, appointments are not required to access banking services at Ephrata National Bank.
What nearby places can I visit around Ephrata National Bank?
Nearby you can visit the Heart of Friendship Art Gallery for arts and crafts, Mini Mart Dollar Store for groceries and discounts, and the Denture Center of Ephrata for dental services.
Are there nearby dining options near Ephrata National Bank?
Yes, nearby dining options include Laura The Cookie Lady bakery, CJEphrata Pizza, Ephrata Pizza & Italian Restaurant, and Tacos El Gordo Mexican restaurant.
Where can I get tax services near Ephrata National Bank?
Liberty Tax Service and Liberty Tax offices are close by for your tax preparation needs.
What community and professional services are near Ephrata National Bank?
Nearby community services include Mainspring of Ephrata non-profits and insurance agencies like Douple Agency, Inc. and Douple Insurance Agency.