OnPoint Community Credit Union

3.6
169 reviews
OnPoint Community Credit Union - 205 Place Branch - 9730 SE Washington St.

About

Credit UnionBusiness Banking ServiceFinance CompanyCar Finance and Loan CompanyATMBankCredit CardsOnline BankingEquity LoansHome Loan ProviderOnPoint Community Credit Union
At OnPoint, our purpose is to build strong communities by supporting financial growth and well-being, one person at a time. OnPoint provides financial services and education to help improve the lives of our members and the communities we serve—including Portland, Vancouver, Salem, Eugene and Bend. Since being founded as Portland Teachers Credit Union in 1932 by 16 educators, we’ve grown to be the largest community-owned financial institution in Oregon. With over 90 years of banking know-how and the strength of more than 500,000+ members behind us, OnPoint is committed to helping you live your best life. Federally insured by NCUA. Equal Housing Opportunity.

Details

  • Drive-throughNot available
  • Wheelchair accessible entranceAvailable
  • Wheelchair accessible seatingAvailable

Location

OnPoint Community Credit Union
9730 SE Washington St., Portland, OR
97216, United States

Hours

Reviews

3.6
169 reviews
5 stars
93
4 stars
14
3 stars
11
2 stars
8
1 star
43
  • CB
    Casey Bazin
    Dec 19, 2025
    1.0
    It’s pretty ironic that when you log into OnPoint’s website, they warn you about common scams because this bank just pulled something that felt incredibly shady. If you have a credit card with OnPoint, the online portal shows that you owe nothing this month and removes the usual payment button entirely. That immediately raised red flags for me, so I checked my paper statement. Buried in the fine print was this message: “As a valued member, we would like to give you a holiday gift. You may skip this month’s payment. You just don’t pay it. Finance charges will continue to accrue, however.” Taking away the payment button while quietly allowing interest to keep accruing is not a “holiday gift.” It’s misleading at best. I called customer service to flag this, and instead of acknowledging the issue, the rep defended it. When I asked him to file a complaint with management, he responded in a condescending tone, saying, “Sure, I’ll do that just for you.” This kind of practice erodes trust. If interest is still accruing, that should be made crystal clear in the online portal, not hidden in fine print on your paper bill while payment options disappear.
  • RT
    Raven Sikkness TV
    Nov 3, 2025
    5.0
    I love this credit union. The ATMs sometimes don't want to read a perfectly legible check, but being able to punch in the value of the check and still have access to the money is so wonderful. If you don't have an On point Credit Union account, you're missing out! They work with their people very well and the staff are very sweet people.
  • AC
    Autumn Cruz
    Oct 27, 2025
    1.0
    Lacks communication and closed my account for suspected fraud even after I provided identification documents. Would not recommend to join based on family living in the area!!
  • MM
    Minh
    Oct 15, 2025
    1.0
    Took me half an hour to deposit. Waste a lot of my time
  • RA
    Robert Allred
    Aug 28, 2025
    1.0
    They have a fee to deposit money via wire. Might as well be Bank of America.

Frequently Asked Questions About OnPoint Community Credit Union

What are the main services offered by OnPoint Community Credit Union?

OnPoint provides financial services and education, including banking, credit cards, online banking, home and equity loans, car finance, and mortgage lending.

Where is OnPoint Community Credit Union located?

OnPoint's branch is located at 9730 SE Washington St., Portland, OR 97216, USA.