KW
Kevin Watson
Jun 12, 2025
I've been wanting to switch credit unions because of some irritating problems and service interruptions at my current one—all of which would be fine if they communicated these things better in advance. So, I finally pulled the trigger the other day, went online, and opened a new account with Rogue Credit Union.
Apparently, mailing you your debit card as a new member isn't a service they offer. The directions were: "Just stop in with this information" (which I printed out on paper).
Rushing to get to my local branch in time—since I get off work at 4 and it's about a half-hour drive—I stopped in at the Eagle Point branch today. I entered and waited for a teller. Once one became available, she said, "I can help you." I approached the counter and, as I did, said, "I'm just here for my first debit card as a new member."
I handed her the printed information (which included a code and instructions). She looked at it for a while, then lifted her head, looking confused, and asked, "So you just want to do online banking?"
I politely responded, "No ma'am, I'm a new member, and I'm here to get a debit card."
She replied, "Oh, I can't help you. Our machine is down."
That was it—no further explanation or assistance offered.
So, I asked, "When can I get one then?"
She said, "I don't know. It's been down for some time, and we have no idea when it will be fixed."
I should mention that a woman came in after me, and at the moment the teller told me the machine was down, I heard a voice behind me say (in clear disgust), "You mean it's not fixed yet?!"—and then she stormed out.
Back to my question: When can I get a debit card? After that response, I really didn’t have much else to say except, "Great. These are the kind of problems that led me to switch in the first place."
Not once during this exchange was there even a hint of customer service. Nothing like:
"We have another branch open later on a certain day," or
"I'm sorry for the inconvenience—here are their hours and address."
Nothing.
Coming from a customer service background myself, in my opinion, the teller is likely fed up too—being the face of a company that clearly isn’t taking care of its customers by maintaining its infrastructure in a timely manner.
Either way, I'm not sure this was a good choice now.